American progressive life & health insurance company of new york

Get the right protection to keep moving forward

From customized auto insurance to superior claims service, our people and technology will support you every step of the way. Join us today and experience why we're one of the best insurance companies.

• SAVINGS

  Over $650Disclosure

  Average annual savings for drivers who switch to Progressive and save.

• CUSTOMERS

  27 million+

  People trust us to insure what's important to them.

• SUPPORT

  24/7/365

  Day or night customer support for all your questions and concerns.

Learn more about our products and coverages

At Progressive, we've built our business around understanding what you need and what's important for you to protect. That's why we offer a wide range of insurance products to meet your specific needs, including customized coverages.

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See why we're Progressive

Yes, we're an insurance company, but find out what makes us stand out.

• Term life insurance

  Term. Popular and affordable, traditional term life insurance is for protecting your loved ones in case you pass while they still depend on your income. Get coverage for 10, 15, 20, or 30 years.

• Final expense insurance

  Final expense. Also known as burial insurance, it's designed to cover your funeral, health care bills, and other costs after you pass away. It's an affordable policy with no medical exam.

• Short-term life insurance

  Term. Starting out with life insurance or have a temporary need? This unique policy provides one year of inexpensive coverage. There's no medical exam so you can quickly get a policy online.

• Whole life insurance

  Permanent. The most popular permanent policy, whole life provides coverage for your entire life at a fixed premium. Plus, it builds cash value at a fixed rate over time, which you can borrow from.

• Universal life insurance

  Permanent. Universal life lets you change your payment and death benefit amount over time. Its cash value depends more on the market than whole life and can grow into a no-cost policy.

How much does life insurance cost?

Generally, the younger and healthier you are, the more affordable your life insurance can be — starting at just $16 per month through eFinancial.* Coverage options begin at $5,000 and go up to $2 million or more.

Keep in mind that permanent life policies generally cost more than term life policies. And the longer a term policy lasts, the more you'll pay. Learn more about how much life insurance costs.

eFinancial works with highly rated life insurance companies to help bring you competitive rates and a variety of simplified life insurance options, such as RAPIDecision® Life — giving you the possibility to purchase life insurance with no exam.

DID YOU KNOW?

More than half of Americans overestimate the cost of life insurance by 3 times, according to LIMRA's Facts About Life 2021. And nearly 42% say their household would face financial hardship within six months if a wage earner died unexpectedly. Life insurance can be an affordable way to protect your loved ones from debilitating financial stress.

How much life insurance do I need?

Some experts recommend carrying life insurance with a death benefit that's 7 to 10 times your annual income, but that doesn't take into account your unique financial situation. Use our life insurance calculator to get more precise with how much life insurance you need.

Learn more about life insurance

Have additional questions? Progressive Answers is your resource for all things insurance. See all our life insurance tips and resources.

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  How does life insurance work?

  Explore an easy, five-minute guide to life insurance

• When should you get life insurance?

  Get help determining the right time and age to get a policy

• What is a life insurance rider?

  Browse the different riders that can be added to a life policy

• Types of life insurance explained

  Learn what's different about the policy types so you can choose

Can you get life insurance for life?

Is Progressive Direct Legit?

How do I apply for life insurance?

How do I create a progressive account?