Bank of america balance transfer offers for existing customers

See offers from our partners below

Pay off your credit card debt with one of these balance transfer credit cards, some of which are from our partners.

Other fees

No annual fee

No foreign transaction fee

Card network

American Express

Discover

Visa / MasterCard

Financial institution

American Express

Bank of America

Barclays

Capital One

Chase

Citibank

Credit Unions

Discover

Other Banks

US Bank

Wells Fargo

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Find the right credit card for you.

Whether you want to pay less interest or earn more rewards, the right card’s out there. Just answer a few questions and we’ll narrow the search for you.

Showing 1 – 9 of 9

on Citibank's application

Intro APR

0% Intro APR for 21 months on Balance Transfers and 12 months on Purchases

Regular APR

16.74%-26.74% Variable APR

Recommended Credit Score

690-850

(Good - Excellent)

• 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 16.74% - 26.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
• There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
• Get free access to your FICO® Score online.
• With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.

Pros

• No annual fee
• Intro APR period
• Intro balance transfer fee

Cons

• Requires good/excellent credit
• No rewards

Recommended Credit Score

690-850

(Good - Excellent)

• No annual fee.
• No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
• Access your FICO® Score for free within Online Banking or your Mobile Banking app.
• Contactless Cards - The security of a chip card, with the convenience of a tap.
• This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Pros

• No annual fee
• Intro APR period

Cons

• Requires good/excellent credit
• No ongoing rewards

Intro APR

0% intro APR on Purchases for 6 months and 0% intro APR on Balance Transfers for 18 months

Regular APR

14.99%-25.99% Variable APR

Recommended Credit Score

690-850

(Good - Excellent)

• INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
• Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
• NEW! Discover helps remove your personal information from select people-search websites. Activate by mobile app for free.
• Every $1 you earn in cash back is $1 you can redeem.
• No annual fee.
• Click "Apply Now" to see terms and conditions.

Pros

• No annual fee
• Intro APR period
• Bonus categories
• Cash rewards

Cons

• Complicated rewards
• Spending caps on bonus rewards
• Lower acceptance abroad

Intro APR

0% intro APR for up to 21 months from account opening on purchases and qualifying balance transfers

Regular APR

15.99%-27.99% Variable APR

Recommended Credit Score

690-850

(Good - Excellent)

• 0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Intro APR extension for 3 months with on-time minimum payments during the intro period. 15.99% to 27.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min $5.
• $0 Annual Fee
• Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
• Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.
• Select "Apply Now" to learn more about the product features, terms and conditions

Pros

• No annual fee
• Intro APR period

on Citibank's application

Intro APR

0% intro APR on Balance Transfers for 18 months

Regular APR

16.99%-26.99% Variable APR

Recommended Credit Score

690-850

(Good - Excellent)

• Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
• For a limited time, earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening.
• Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 16.99% - 26.99%, based on your creditworthiness.
• Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
• If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
• There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Pros

• No annual fee
• High rewards rate
• Intro balance transfer fee

Cons

• Requires good/excellent credit
• No bonus categories

on Citibank's application

Intro APR

0% Intro APR for 21 months on Balance Transfers and 12 months on Purchases

Regular APR

17.74%-27.74% Variable APR

Recommended Credit Score

690-850

(Good - Excellent)

• No Late Fees, No Penalty Rate, and No Annual Fee... Ever
• 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 17.74% - 27.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
• There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
• Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges.

Pros

• No annual fee
• Intro APR period

Cons

• No rewards
• No new cardholder bonus offer
• Requires good/excellent credit

Intro APR

0% intro APR for 18 billing cycles on purchases and balance transfers

Regular APR

17.49%-27.49% Variable APR

Recommended Credit Score

690-850

(Good - Excellent)

• 0% Intro APR on purchases and balance transfers for 18 billing cycles. After that, a variable APR currently 17.49% - 27.49%.
• Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your U.S.Bank Visa® Platinum Credit Card. Certain terms, conditions, and exclusions apply.
• Choose a payment due date that fits your schedule
• No Annual Fee
• Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan.
• Terms and conditions apply.

Pros

• No annual fee
• Intro APR period
• Cell phone insurance

Cons

• No rewards
• Requires good/excellent credit
• No bonus offer

Intro APR

0% intro APR on Purchases for 15 months and 0% intro APR on Balance Transfers 15 months from account opening on qualifying balance transfers

Regular APR

17.99%, 22.99%, or 27.99% Variable APR

Recommended Credit Score

690-850

(Good - Excellent)

• Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
• Earn unlimited 2% cash rewards on purchases
• 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 17.99%, 22.99%, or 27.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
• $0 annual fee
• No categories to track or remember and cash rewards don't expire as long as your account remains open
• Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
• Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card. (subject to a $25 deductible).
• Select "Apply Now" to learn more about the product features, terms and conditions

Pros

• High rewards rate
• No annual fee
• Intro APR period

Intro APR

0% intro APR for 18 months on purchases and balance transfers

Regular APR

17.24%-25.99% Variable APR

Recommended Credit Score

690-850

(Good - Excellent)

• Start off strong with 0% Intro APR for 18 months from account opening on purchases and balance transfers. A variable APR of 17.24% - 25.99% on balance transfers and purchases after the introductory period ends.
• Lower your interest rate by 2% each year. Automatically be considered for an APR reduction when you pay on time, and spend at least $1000 on your card by your next account anniversary.
• Raise your credit limit. Get an automatic, one-time review for a higher credit limit when you pay on time, and spend $500 in your first six months.
• All for no annual fee - You won't have to pay an annual fee for all the great features that come with your Slate Edge℠ card
• Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more

Pros

• Intro APR period
• No annual fee
• New cardholder bonus offer

Cons

• Requires good/excellent credit
• Has balance transfer fee
• No rewards

Does Bank of America accept balance transfers?

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Can I transfer a balance to another credit card Bank of America?

Can I get balance transfer fee waived?