Planning to take up a new home loan or to refinance your existing home loan? Look no further as we offer a wide range of attractive fixed and floating home loan interest rate packages that are catered to your needs.
Fixed Rate Packages
Year 1 to Year 2 | 3.50% p.a. |
Year 3 and thereafter | 3M SORA + 1.00% p.a. |
Minimum loan amount | S$100,000 |
Commitment period | 2 Years |
Year 1 to Year 3 | 3.50% p.a. |
Year 4 and thereafter | 3M SORA + 1.00% p.a. |
Minimum loan amount | S$100,000 |
Commitment period | 3 Years |
Year 1 to Year 4 | 3.50% p.a. |
Year 5 and thereafter | 3M SORA + 1.00% p.a. |
Minimum loan amount | S$100,000 |
Commitment period | 4 Years |
Year 1 to Year 5 | 3.50% p.a. |
Year 6 and thereafter | 3M SORA + 1.00% p.a. |
Minimum loan amount | S$100,000 |
Commitment period | 5 Years |
Special feature | Waiver of commitment fee due to sale of property after 36 months. |
3M SORA refers to the 3-Month Compounded Singapore Overnight Rate Average (SORA) that is published on MAS website. As at 3 October 2022, it is 2.0655% p.a.
Find out more on 3M SORA.
Floating Rate Packages
Year 1 to Year 3 | CHR + 0.10% p.a. |
Year 4 and thereafter | CHR + 0.10% p.a. |
Commitment Period | 3 Years |
Minimum loan amount | S$100,000 |
Eligible criteria |
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CPF Home Rate (CHR) is based on the prevailing interest rate payable on CPF Ordinary Account (OA). It is currently 2.50% p.a.
*Refers to Admissible income – Gross monthly income (Basic salary and extra wages such as overtime pay and bonuses)
Year 1 to Year 2 | 3M SORA + 1.00% p.a. |
Year 3 and thereafter | 3M SORA + 1.00% p.a. |
Commitment period | 2 Years |
Minimum loan amount | S$100,000 |
3M SORA refers to the 3-Month Compounded Singapore Overnight Rate Average (SORA) that is published on MAS website. As at 3 October 2022, it is 2.0655% p.a.
Find out more on 3M SORA.
Year 1 to Year 2 | FHR6 + 1.30% p.a. |
Year 3 and thereafter | FHR6 + 1.30% p.a. |
Commitment period | 2 Years |
Minimum loan amount | S$100,000 |
Year 1 to Year 5 | FHR6 + 1.75% p.a. |
Year 6 and thereafter | FHR6 + 1.75% p.a. |
Minimum loan amount | S$100,000 |
Fixed Deposits Home Rate 6 (FHR6) refers to the prevailing 6 months Singapore Dollar fixed deposit interest rate of DBS Bank for amounts within S$1,000 to S$9,999 or such other sum as we may specify. FHR6 is currently at 1.40%.
Bridging loan
Bridging loan
Up to 6 months | 4.25% p.a. |
No lock-in period. This is based on the DBS Prime Rate which is currently at 4.25% per annum.
Two-In-One Home Loan
Enjoy the best of both worlds by having part of your loan amount under a fixed rate package for a peace of mind, and also benefit from the interest of a floating rate package for the remaining loan amount.
Option A | 50% of loan amount | 50% of loan amount |
Option B | 40% of loan amount | 60% of loan amount |
Option C | 30% of loan amount | 70% of loan amount |
Choose either a 2-Year or 3-Year Fixed Rate Package:
Year 1 | 3.50% p.a. |
Year 2 | 3.50% p.a. |
Year 3 and thereafter | 3M SORA +1.00% |
Commitment period | 2 Years |
OR
Year 1 | 3.50% p.a. |
Year 2 | 3.50% p.a. |
Year 3 | 3.50% p.a. |
Year 4 and thereafter | 3M SORA +1.00% |
Commitment period | 3 Years |
For other fees and charges that may be applicable, please refer here.
Apply now