Holly Johnson writes expert content on personal finance, credit cards, loyalty and insurance topics. In addition to writing for Bankrate and CreditCards.com, Johnson does ongoing work for clients that include CNN, Forbes Advisor, LendingTree, Time Magazine and more.
- Connect with Holly D. Johnson on Twitter Twitter
- Connect with Holly D. Johnson on LinkedIn Linkedin
Holly D. Johnson
Edited by Courtney Mihocik Edited by Courtney MihocikArrow RightCredit Cards Editor Courtney Mihocik is an editor at Bankrate Credit Cards and CreditCards.com specializing in credit card news and personal finance advice. Previously, she led insurance content at Reviews.com and worked as the loans editor at The Simple Dollar.
Permalink Report Abuse
There’s no official Amex Delta Platinum upgrade offer that anyone can take Amex up on. But Amex sometimes presents targeted upgrade offers to certain customers. To check for one of these, log in to your American Express account and select “Amex Offers.” You’ll see whether you have any upgrade offers.
If you don’t see any offers, you can still request an upgrade. Call customer service at (800) 528-4800, and say “Apply for upgrade” when the automated system asks what you want to do. After you enter your card number, a representative will check whether you’re eligible. You should get a decision in a few minutes.
That’s all you have to do to apply for an upgrade. But before you do, there are a few more details you should be aware of.
Here’s how Amex Delta Platinum upgrade offers work:
- You won’t be eligible for an upgrade until you’ve had an American Express credit card account for at least 13 months.
- American Express will decide whether or not to approve you for an upgrade based on your credit reports, income, and payment history.
- American Express does not do a hard inquiry on your credit when you ask for an upgrade, so there’s no risk to requesting one.
- If you are approved for an upgrade, you will receive your new card within 7 days. You can keep using your old card until your new one is activated.
- Since you’re not opening a new account, your old account information will stay the same.
There’s also a different type of Amex Delta Platinum upgrade offer. Card members can earn up to 25,000 Medallion Qualifying Miles in their first year, and 20,000 every year after that. If you earn 25,000 Medallion Qualifying Miles and spend $3,000 on Delta purchases, you’ll earn Medallion status. Medallion members are eligible for available complimentary seat upgrades on all Delta flights.
5 0
ShareDelta SkyMiles® Platinum American Express Card
263 Reviews
Learn More & Apply Online
gianbrecia, Member
@gianbrecia • 03/19/18 This answer was first published on 03/20/18 and it was last updated on 03/19/18.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
Permalink Report Abuse
After logging in to your American Express account, on the main page, scroll down and look for a section called "Useful Links". Under that menu, click on "Recommended Cards for You". You will be taken to a new page and shown the various Amex cards. If you already have the Delta SkyMiles® Gold American Express Card, look for the Delta SkyMiles® Platinum American Express Card or the Delta SkyMiles® Reserve American Express Card and the blue button underneath should read "Request Upgrade". I clicked on the button and was taken to a terms and conditions acknowledgment page. Upon agreeing and accepting, I was automatically approved and told I would be receiving my new card in 7-10 days. Pretty simple.
With travel quickly ramping back up to pre-pandemic levels, now is a great time to earn some airline miles so you can book trips while conserving your cash.
Through its partnership with American Express, Delta Air Lines offers one of the most comprehensive airline credit card portfolios on the market, which includes entry-level, mid-tier and premium cards (as well as business card versions of most).
If you decide that now is indeed the time to apply, your next question will likely be: How do you pick which Delta credit card is right for you?
The Delta SkyMiles® Gold American Express Card is a great choice for anyone looking to earn a valuable welcome bonus with a low out-of-pocket cost. However, more frequent Delta flyers should do some math to figure out whether the Delta SkyMiles® Platinum American Express Card could offer them better travel benefits for its price.
The major differences between these two cards include their annual fees, intro bonuses and other benefits. The question is whether the Delta Platinum Amex is worth the $250 annual fee (see rates and fees) compared to the introductory annual fee of $0 for the first year, then $99 annually (see rates and fees) for the Delta Gold Amex.
Let’s do a deep dive and compare these two Delta cards so you can make your decision based on our analysis and your needs.
Want more credit card news and advice? Sign up for the TPG newsletter.
Delta Gold Amex versus Delta Platinum Amex
Benefit
Delta Gold Amex
Delta Platinum Amex
Welcome bonus
Earn 40,000 bonus miles after you spend $2,000 in purchases on your new Card in your first six months of account opening.
Earn 50,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first six months of account opening.
Earning rates
- 2 miles per dollar on eligible purchases with Delta.
- 2 miles per dollar at restaurants worldwide.
- 2 miles per dollar at U.S. supermarkets.
- 1 mile per dollar on all other eligible purchases.
- 3 miles per dollar on eligible purchases with Delta.
- 3 miles per dollar on purchases made directly with hotels.
- 2 miles per dollar at restaurants worldwide.
- 2 miles per dollar at U.S. supermarkets.
- 1 mile per dollar on all other eligible purchases.
Baggage
First checked bag free on Delta flights (including up to eight companions on the same reservation).
First checked bag free on Delta flights (including up to eight companions on the same reservation).
Key perks
Priority boarding (including up to eight companions on the same reservation).20% discount in the form of statement credits on inflight purchases.
$100 Delta Flight Credit after you spend $10,000 on purchases in a calendar year.
Priority boarding (including up to eight companions on the same reservation).Medallion Qualification Dollar (MQD) waiver after you spend $25,000 in a calendar year up to Platinum; or $250,000 in a calendar year for Diamond.
Discounted Sky Club access ($39 per person per visit).
20% off inflight purchases in the form of statement credits.
Global Entry/TSA PreCheck fee credit (up to $100) once every 4-4.5 years.
Companion ticket
N/A.
Domestic Main Cabin round-trip companion certificate each year at renewal.
Status Boost
N/A.
Earn 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in a calendar year. Earn an additional 10,000 MQMs after you spend $50,000 in a calendar year.
As you can see, the Delta SkyMiles Platinum card offers more (and better) benefits, and you can earn more SkyMiles per dollar spent with Delta and at hotels than with the Gold version of the card.
Sign up for our daily newsletter
Email address
Sign upI would like to subscribe to The Points Guy newsletters and special email promotions. The Points Guy will not share or sell your email. See privacy policy.
Of these two cards, only the Delta SkyMiles Platinum entitles you to a waiver on the Medallion Qualification Dollar (MQD) threshold when you spend $25,000 in a calendar year.
Note that this MQD waiver only applies up to Platinum Medallion status — waiving the Medallion Qualification Dollar (MQD) requirement for top-tier Diamond Medallion requires spending an exorbitant $250,000 on Delta credit cards in a calendar year.
Let’s look more closely at the differences in the welcome bonus and perks for the two cards.
Welcome offer
The Delta Gold Amex earns 40,000 bonus miles after you spend $2,000 in purchases on your new Card in your first six months of account opening. The full bonus is worth roughly $564 based on TPG’s most recent valuations.
With the Delta Platinum Amex, you can earn a welcome bonus of 50,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first six months of account opening. The bonus miles are worth $705 based on TPG’s most recent valuations.
While you're getting significantly more value out of the welcome offer on the Delta Platinum Amex, be sure to factor the annual fee into your equation. You're immediately on the hook for a $250 fee (see rates and fees) by adding the Platinum version to your wallet. Meanwhile, the Delta Gold Amex has a $0 intro annual fee for the first year, then $99 (see rates and fees).
Bear in mind too that American Express uses a once-per-lifetime policy for awarding welcome bonuses. As a result, if you've held one of these cards before — even if you canceled it years ago — you likely won't be eligible for these enhanced offers.
Related: The ultimate guide to credit card application restrictions
Delta Platinum benefits
The primary long-term benefits that really set the Delta Platinum Amex apart from the Gold version are the spending-based MQD waiver and Status Boost, plus its annual companion certificate.
The Delta Platinum Amex companion certificate can be put toward a second seat in Main Cabin (L, U, T, X and V fares, but not Basic Economy “E” fares) on a round-trip itinerary on Delta or Delta Connection within the 48 contiguous United States (residents of Alaska, Hawaii, Puerto Rico, and U.S. Virgin Islands can travel to/from there as well). You just pay taxes and fees of no more than $75 for the companion. That can amount to huge savings if you put it toward an otherwise expensive ticket.
In addition, the Delta Platinum Amex offers a Global Entry/TSA PreCheck fee credit, which is available once every four to 4.5 years. That benefit is somewhat offset by the potential to earn a $100 flight credit with the Delta Gold card after you spend $10,000 or more on eligible purchases each calendar year — though there's no spending requirement associated with this perk.
The other key difference between the Delta Gold SkyMiles Card and the Delta Platinum SkyMiles Card is the ability to get a jump start on earning Delta elite status. You earn MQMs by hitting spending thresholds in a calendar year with the Delta Platinum card. This is a great way to boost your account balance and also help you qualify for Medallion status each year.
If you like hanging out in Delta SkyClubs occasionally, the Platinum version offers discounted entry fees of $39 per person, per visit. Pay-per-day lounge access isn’t available with the Delta Gold Amex.
(If you are a frequent Delta traveler and want to enjoy complimentary access to the Sky Club, consider going with the Delta SkyMiles® Reserve American Express Card or The Platinum Card® from American Express.)
Both cards offer similar day-of-travel perks, including priority boarding and a first checked bag free for the primary cardholder and up to eight companions on the same reservation. They also both give a 20% discount in the form of statement credits on in-flight purchases of food, beverages and audio headsets.
Which Delta credit card should you get?
The Delta Platinum card is the more premium of the cards. Its annual fee is more than twice that of the Delta Gold card — with more benefits to match. That doesn’t necessarily mean it’s always better to go with the Delta Platinum, though.
When you should stick with Gold
If you’re really only interested in the short-term benefits of the welcome bonus, you should consider applying for the Delta Gold Amex rather than the Platinum. Opening the Delta Gold Amex is a great way to boost your SkyMiles account without any upfront investment, since the annual fee is $0 for the first year, then $99 (see rates and fees).
Another reason to apply for the Gold version relates to elite status. If you aren't a regular Delta flyer, the additional perks on the Delta Platinum Amex may not be valuable. After all, spending $25,000 on the Platinum version to earn the MQD waiver plus 10,000 MQMs won't mean much if you only earn another 10,000 MQMs through travel. That's not even enough for Silver Medallion, Delta's lowest tier of elite status. Instead, consider the Delta Gold Amex to enjoy a free checked bag, savings on inflight purchases and the nice haul of miles from the welcome bonus.
Finally, if you have had the Platinum in the past, you should go with Gold. As noted earlier, Amex only allows you to earn one bonus per card in a lifetime, so you won’t be eligible for the Platinum Delta bonus if you’ve been a previous cardholder.
Read our Delta Amex Gold review for more details.
When you should go Platinum
If you can take advantage of the additional perks and benefits extended by the Delta Platinum Amex, you should go with this card.
For example, if you take at least one round-trip domestic flight in coach on Delta with a friend or family member every year with a base fare of more than $250, go with the Platinum version. The certificate by itself will cover your annual fee — and if you use it for a ticket where the fare is more than $250, that’s just more money back in your pocket.
Another reason to consider the Delta Platinum card is if you plan to spend at least $25,000 on the card each calendar year. That will earn you 10,000 bonus MQMs that can help you qualify for Medallion status, and it will also unlock the MQD waiver up to Platinum Medallion. This can make a sizeable dent in reaching status, and you won’t have to worry about meeting the airline’s spending requirements.
Read our Delta Platinum Amex review for more details.
Bottom line
If you fly Delta often, the Delta SkyMiles Platinum American Express Card is a great way to boost your SkyMiles account while enjoying several excellent perks, such as the annual companion voucher at each renewal. However, even infrequent Delta flyers will get value from the Delta SkyMiles Gold American Express Card thanks to a solid welcome bonus and basic benefits.
Delta has been criticized for its mileage devaluations over the past several years and the fact that it doesn’t publish award charts anymore. However, the airline offers regular award flash sales and reasonable redemptions in domestic economy, so there are still some great ways to get value out of the program.