Get the money app where your hard work pays off with a new credit score, a new credit card or even a new house. Show
• Check your free credit scores – Learn what affects your credit scores and how you can take control. Join more than 120 million members and get all these features, and more, for free. Download the Credit Karma app and create your own karma today. DISCLOSURES Banking services provided by MVB Bank, Inc., Member FDIC. §Not a guarantee of approval. Terms and conditions apply. If you're not approved, you can receive a payment from Credit Karma. Full Terms at creditkarma.com/lp/kgterms *Third-party fees may apply. **NO PURCHASE NECESSARY. For Rules visit https://www.creditkarma.com/lp/sweepstakesrules-checking#instant ***NO PURCHASE NECESSARY. For Rules visit https://www.creditkarma.com/lp/sweepstakesrules-checking#savings-instant ****Based on a comparison of Credit Karma member approval rates in 2021 vs national approval rates for general purpose credit cards from 2020 according to the Consumer Financial Protection Bureau’s 2021 Consumer Credit Card Market Report (36%) *****Karma Drive is not available in all states. Sign in the app for availability. ******Based on aggregate member personal loan origination data from July 2020 to December 2020. Estimated average interest rates for members who found personal loans through Credit Karma were compared with estimated average interest rates for members who found personal loans elsewhere. Those members who found personal loans through Credit Karma had estimated interest rates that were 32% lower on average than those who found personal loans outside Credit Karma. Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 1588622 | Read licenses at https://www.creditkarma.com/about/mortgage-licenses. Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at https://www.creditkarma.com/about/loan-licenses | California loans arranged pursuant to a California Financing Law license. Insurance services offered through Credit Karma Insurance Services, LLC (dba Karma Insurance Services, LLC; CA resident license #0172748). What’s NewOct 17, 2022 Version 22.42 This version has been updated to include Credit Karma Money™ Spend with Instant Karma™ debit purchase reimbursements. * Win cash reimbursements for debit card purchases • No overdraft or in-network ATM withdrawal
fees Ratings and Reviews4.8 out of 5 5.4M Ratings
Good way to track credit changes, with caveats
Earned 5 Star Review ⭐️⭐️⭐️⭐️⭐️
Nothing to not like about this app
App PrivacyThe developer, Credit Karma, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy. Data Linked to YouThe following data may be collected and linked to your identity:
Data Not Linked to YouThe following data may be collected but it is not linked to your identity:
Privacy practices may vary, for example, based on the features you use or your age. Learn More InformationSeller Credit Karma, Inc.Size 116.3 MBCategory FinanceCompatibility iPhone Requires iOS 14.0 or later. iPod touch Requires iOS 14.0 or later. Mac Requires macOS 11.0 or later and a Mac with Apple M1 chip or later. Age Rating Location This app may use your location even when it isn’t open, which can decrease battery life.Copyright © 2007-2022 Credit Karma, Inc.Price Free
Supports
You Might Also LikeHow many points is Credit Karma off by?But how accurate is Credit Karma? In some cases, as seen in an example below, Credit Karma may be off by 20 to 25 points.
Why is Credit Karma lower than real score?This is mainly because of two reasons: For one, lenders may pull your credit from different credit bureaus, whether it is Experian, Equifax or TransUnion. Your score can then differ based on what bureau your credit report is pulled from since they don't all receive the same information about your credit accounts.
Will my FICO score be higher than Credit Karma?Your Credit Karma score should be the same or close to your FICO score, which is what any prospective lender will probably check. The range of your credit score (such as "good" or "very good") is more important than the precise number, which will vary by source and edge up or down often.
Which credit score is more accurate Credit Karma or Experian?Our Verdict: Credit Karma has better credit monitoring and more features, but Experian actually gives you your “real” credit score. Plus it offers the wonderful Experian BOOST™ tool. Since they're both free, it's worth it to get both of them.
|