How do you send money through zelle

Get it on the App Store

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Get it on the App Store

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Apple, the Apple logo, iPhone, iPad, Apple Watch and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Get it on Google Play

Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their policies.

Or we can text a download link directly to your phone

Phone Number In 999-999-9999 Format

Please enter a phone number

By providing your mobile number you are consenting to receive a text message. Text message fees may apply from your carrier. Text messages may be transmitted automatically.

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KNOWLEDGE BASE

We recommend you let your recipient know to expect a notification advising money was sent to them.  

Online banking steps:

For the best online experience, we recommend logging in at usbank.com.

1. Select Send money, Send money with Zelle® and then Send money again.
2. Choose your recipient, then select their email address or mobile number. You can add a new recipient during this step if they’re not on your list.
3. Enter the Amount, Message (optional), Frequency, Send date, and select the From account. 
   
   • Send date: The date the funds are sent but may not be the date the funds are deposited, depending on the processing time.
   • Frequency: One time, Monthly, Weekly, Every 2 Weeks, and Yearly are available options.  
4. Select Review to continue to the Review & send page.
5. If everything is correct, select Send or select Schedule if you chose a future or recurring option.

U.S. Bank Mobile App steps:

For the best mobile banking experience, we recommend logging in or downloading the U.S. Bank Mobile App.

1. From your dashboard, select Send money at the bottom of the page, then Send money once more.
2. Choose your recipient, then select their email address or mobile number. You can add a new recipient during this step if they’re not on your list.
3. Enter the Amount, add a Memo (optional), the Pay from account, the Send on date, and choose Repeat this payment if you'd like it to be recurring.
   
   • Send on date: The date the funds are sent but may not be the date the funds are deposited, depending on the processing time.
   • Repeat this payment: One time, Monthly, Weekly, Every 2 Weeks, and Yearly are available options.  
4. Select Review and then Send on the next screen, if everything is correct.

Additional information

If you’d like to send an eCard to your recipient, just select Choose an eCard from the confirmation page.

Messages/memos aren't required but are recommended. A personal note gives your contacts the confidence they’re receiving funds from someone they know. It's also an opportunity for you to communicate the purpose of the transaction.

Recipients need to register their mobile number or email address with Zelle®. If the mobile number or email address isn't registered within 14 calendar days, the payment expires, and funds are returned to your account.

• Non-registered recipients: We'll send the recipient a notification the funds were sent. The notice includes instructions on how the recipient registers with their financial institution, or directly with Zelle®, to claim the money. The notification is sent as a text if you sent the payment to their mobile number or as an email if you sent the payment to their email address. 
• Registered recipients: They don't need to take any further action as long as their financial institution supports automatic deposit. If their financial institution doesn't support it, they'll need to manually accept the payment.

Send Money with Zelle through mobile banking demo