How to add money to venmo without bank account

Q: Can I use Venmo without a bank account?

A recipient doesnt necessarily need a bank account to get funds through Venmo. For instance, that person can order a Venmo card that functions much like a prepaid debit card to load up Venmo funds.

You can add money to your Venmo account directly in the mobile app, but only if you have the Venmo Card.
If you don't have the Venmo Card, you can still add money to your Venmo account, but you'll have to do it on the website.
Here's how to add money to your Venmo account in two different ways.
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Venmo, one of the most popular money transfer apps, makes it easy to pay back your friends after an outing or event, without the hassle of handing out cash or making change.

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Check out the products mentioned in this article:
How to add money to your Venmo account in the mobile app, with a Venmo Card
How to add money to your Venmo account on desktop, without a Venmo Card
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There's a limit on your Venmo transactions — here's how much money you can send and receive with each account type
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You can't delete your Venmo history, but you can make all past and future transactions private — here's how to do it
'Does Venmo work internationally?': No, you must be physically located in the US — here's what you need to know
Can I add money to my Venmo card without a bank account?
Can I use Venmo without a bank account?
How do I add cash to my Venmo account?
Can I add cash to my Venmo card at a store?

However, if you want to pay someone back for something, and the balance on your Venmo account isn't enough to cover it, the app will take the entire sum out of your linked bank account or card instead, which can be annoying.

If you want to avoid this, you can add money from your linked bank account to the app manually, as long as you've been approved for a Venmo Card.

If you haven't been approved for, or don't want, a Venmo Card, you can still add money to your account — you just have to do it from your computer.

Here's how to add money to your Venmo account.

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How to add money to your Venmo account in the mobile app, with a Venmo Card

If you have the Venmo Card, you can transfer money to your account using the mobile app on your iPhone or Android phone.

1. Open the Venmo app.

2. Tap the menu icon in the top left-hand corner.

Tap the menu icon. Melanie Weir/Business Insider

3. Tap "Manage Balance," in blue, next to your balance amount at the top of the menu.

4. Tap "Add Money."

5. Enter the amount of money you would like to transfer to your account, then tap "Done."

6. Confirm the bank account that you'll be transferring the money from, then tap "Next."

7. Review all of the transfer information shown to you, then tap "Add Money."

Note: Once you take this final step, there is no way to undo it until the transaction is complete, which should take about three to five business days.

How to add money to your Venmo account on desktop, without a Venmo Card

If you don't have a Venmo Card, here is how to transfer money to your account from your desktop:

1. Open your preferred web browser.

2. Go to venmo.com.

3. Sign in using your Venmo credentials.

4. Venmo will send a code to your mobile number to confirm that it's you. Enter the code into the box provided. This will take you to your Venmo homepage.

5. In your search bar, type in vemo.com/addfunds, then hit enter. This will cause a box labeled "Add funds from your bank account" to pop up.

6. In the box, type in the dollar amount you would like to transfer, then, if applicable, select which bank account you would like to transfer it from. Note: To do this you must have previously verified the bank account with Venmo.

Type the dollar amount you want to transfer and select your account. Melanie Weir/Business Insider

7. Click "Transfer money in to Venmo." A confirmation screen will appear next. Once you are sure the information is correct, click "Confirm & Add Funds."

Click "Confirm & Add Funds." Melanie Weir/Business Insider

Your funds should be available in your account in three to five business days.

There's a limit on your Venmo transactions — here's how much money you can send and receive with each account type
How to unfreeze your Venmo account, or contact Venmo for support if you don't know why it's been frozen
You can't delete your Venmo history, but you can make all past and future transactions private — here's how to do it
'Does Venmo work internationally?': No, you must be physically located in the US — here's what you need to know

Melanie Weir

Freelance author

Melanie Weir is a freelance author for Insider, mainly focusing on the Tech Reference section, but occasionally contributing to Lifestyle and Entertainment topics as well. She is also a freelance writer for ScreenRant, and is the Lead Weekend News Editor at TheThings.com. In her spare time she writes plays for both stage and screen. She can be reached at , or through LinkedIn.

Can I add money to my Venmo card without a bank account?

At this time, only Venmo users who have been approved for a Venmo Mastercard^® Debit Card have the option to add money from a verified bank account directly to their Venmo balance. If you haven't already, add a bank account to your Venmo profile and verify it.

Can I use Venmo without a bank account?

A recipient doesn't necessarily need a bank account to get funds through Venmo. For instance, that person can order a Venmo card that functions much like a prepaid debit card to load up Venmo funds.

How do I add cash to my Venmo account?

You can add money to your Venmo balance in the app by tapping on “Manage Balance” at the top of your personal transactions feed (in the "Me" tab). If you tap “Instant” you'll see the money added to your Venmo account right away.

Can I add cash to my Venmo card at a store?

Currently, there is only one way to add money to the Venmo card through Venmo App. There is no way to add physical cash to the Venmo account . But there is a way. You can link the bank account or debit card to Venmo and transfer money directly.