Searching for insurance adjuster licensing classes or insurance adjuster exam prep courses? Then you've come to the right place, as TrainingCenter offers your required pre-licensing courses in both self-study and virtual formats for All-Lines Adjuster, Property and Casualty Adjuster, and Workers Compensation Adjuster licenses.
Adjuster licensing is regulated at the state level and, as such, each state government establishes its own adjuster licensing requirements and examination procedures. Requirements for adjuster licensing for each state will be provided on the individual state pages linked below. To find the right adjuster licensing course for you, simply select your resident state below:
An alternative way to find Adjuster training courses is to search under "Licensing" in the search box thereafter for "Insurance - Adjusters" to find additional Insurance Adjuster training courses. For state specifics on Life & Health or Property Casualty pre-licensing courses, licensing info, or exam prep materials, go to Life And Health Insurance License or P&C Licensing respectively. If you would like additional training for handling claims, check out the Associate In Claims Designation. Good luck passing your Claims Adjuster licensing exam!
About Becoming An Insurance Claims Adjuster
Insurance claims adjusters are insurance professionals that handle property, damages, or personal injury claims. Their primary responsibilities include examining claims, negotiating settlements, and approving or rejecting claimant payments.
Part of the claims adjuster's responsibility is also to interview law enforcement personnel, medical professionals, witnesses, lawyers, and claimants for the purposes of compiling accident and injury-related information. The information obtained is used to compile a report and to determine how much the settlement amount a claimant is entitled to, if any.
In order to become a claims adjuster, candidates should have at least a high school diploma or a GED. Many employers will give preference to applicants with college degrees in the areas of insurance, business, and finance.
In most states, an adjuster's license is a requirement for practicing as a claims adjuster. The requirements for the license vary from state to state. Most firms require applicants to have one to five years of relevant experience, although this may vary depending on the specifics of the position.
In addition to the academic and professional requirements, prospective claims adjusters are also expected to possess analytical ability, exemplary verbal and written communication skills, interpersonal and customer service experience, mathematics aptitude, and familiarity with word processing, spreadsheets, and appraisal software.
Insurance Adjuster Training: How To Receive Your Insurance Claims Adjuster License
An insurance claims adjuster license allows you to legally practice claims adjusting in your state. Each state has unique requirements you must meet before you can begin your career, but many steps remain the same across the country. These include:
- Step 1. Choose What Type of Adjuster You Want to Be
You can choose several directions with a career in claims adjusting. Before you begin your pre-license training, have a good idea in mind of what kind of adjuster you want to be. Most people choose to become either a staff adjuster or an independent adjuster:- Staff Adjuster: Staff adjusters are full-time salaried employees of an insurance carrier. They typically handle claims over
the phone and work only 40 hours a week.
- Independent Adjuster: Also known as a catastrophe claims adjuster, an independent adjuster is a contractor for several insurance firms. They visit the site of the loss and interview affected individuals in person. These adjusters have a more flexible schedule and typically work more than 40 hours a week during busy seasons and less during off seasons.
- Staff Adjuster: Staff adjusters are full-time salaried employees of an insurance carrier. They typically handle claims over
the phone and work only 40 hours a week.
- Step 2. Complete Any Pre-Licensing Requirements
Many states require you to receive a special insurance claims adjuster license before you can practice claims adjusting. In these states, you must typically complete a pre-licensing course, undergo a background check and fingerprinting and pass a state licensing exam.For states with pre-licensing requirements, you may have to take a certain number of hours in insurance claims adjuster training. These live or online classes offer a general overview of the state exam and the various roles of an insurance adjuster.
Many states don't require any pre-licensing courses or exams to receive a claims adjuster license, and some don't require you to have a special insurance claims adjuster license at all. However, many people who live in areas without licensing requirements still choose to obtain a Designated Home State (DHS) license, specifically for states such as Texas or Florida. This license allows adjusters to designate another state as their resident state and get a job at an independent adjusting firm or work catastrophe claims in another state.
- Step 3. Pass Your State Exam
After you've completed any pre-licensing requirements, state laws may require you to complete and pass a state exam. Some states, such as Texas, allow students to choose between taking the state exam from the state's testing administrator or completing an adjustor licensing course and passing the certification exam administered by the education provider.At AB Training Center, we offer a host of resources designed to help you fulfill any pre-licensing qualifications and gain the knowledge necessary to pass your state exam. View your unique requirements and our available resources by selecting your state from the list above.
- Step 4. Maintain Your Licensure
Most states that require licenses also require you to continue your education. In these cases, you'll need to take a certain number of credit hours every few years to maintain your licensure and keep practicing as an insurance claims adjuster. You can earn these credits through live or online courses, many of which are provided by employers.
Non-Resident Insurance Adjuster Licensing
Once licensed in your home state, you may want to consider getting a nonresident license in other states to increase your marketability to employers and increase the number of claims you can work on. Getting a nonresident license is generally fairly easy given the reciprocity agreements among most states.
Reciprocity allows a licensed adjuster to obtain another state(s) nonresident license without having to pass that specific state's exam. Once you have your home state's license you can apply for a nonresident license in other states simply by submitting your application and associated fees online.
Some states don't offer any kind of reciprocal agreement. California, Hawaii, and New York all require adjusters take their specific state adjuster exam or pre-licensing course to adjust claims in their state. There are no exceptions and nonresident reciprocal licenses are not available.
Available Insurance Claims Adjuster Training Classes
Because each state has unique licensing requirements, it's crucial to use study materials specific to the areas you plan to conduct business in. At AB Training Center, we offer a range of courses and resources that vary by state to help you fulfill your unique requirements.
Our adjuster training courses are designed to cover the topics required by each state. You'll receive expert instruction, quizzes, and sample exams to help you pass the course and obtain your insurance claims adjuster license.
Though we offer primarily online adjuster training, we do offer live classroom review in certain states, which allows you to connect with local peers and ask questions to expert instructors. Our adjuster courses are primarily online and self-paced. Downloadable and print-friendly .pdf documents of the entire course material are available online with every course and you have unlimited access to the online materials.
Related Links
- What Is A Claims Adjuster - And What Do They Do?
- How To Pass Your Claims Adjuster Exam
- The Associate In Claims Designation