When traveling around Singapore, MRT is the most common mode of transportation. Besides being cheaper compared to other modes of transport such as offline and online taxis, Singapore MRT covers almost the entire country. Show
Now, Singapore MRT supports contactless payments available on BCA Visa and Mastercard credit cards*. With the contactless feature, payments can be made simply by tapping a BCA Visa or Mastercard credit card onto the contactless-enabled payment machine. *Payment methods using the Contactless feature can be used throughout Singapore MRT trains that support contactless transactions. To find out whether your BCA Visa or Mastercard credit card is equipped with the Contactless feature or not, you can check it by looking on the front card of the card. If you find a contactless logo as shown below, it means your card supports the contactless feature.  However, to use the Contactless feature on your BCA Visa and Mastercard credit cards, please ensure the following:
Maximum transaction amount using the Contactless feature:
Don’t forget to always keep your BCA credit card safe! Because the contactless feature allows for no-PIN transactions. If you lose your credit card, block it immediately via BCA mobile or contact Halo BCA 1500888. Our editorial team and expert review board work together to provide informed, relevant content and an unbiased analysis of the products we feature. The editorial content on our site is independent of affiliate partnerships and represents our unique and impartial opinion. Learn more about our partners and how we make money. SummaryContactless credit cards are easy to use, efficient, safe and, at this point, ubiquitous. Learn more about how they work as well as whether your card is contactless and how to use it. The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Please review our list of best credit cards, or use our CardMatch™ tool to find cards matched to your needs. Contactless credit cards are pretty mainstream in the U.S. now. So, how do these next-generation chip cards work, and what is different about them? “Contactless cards make the payment process easier and more efficient,” says Daniel Mouadeb, president of U.S. Card at Capital One. “They eliminate the need for swiping at checkout or dipping your card into the terminal,” he says. Contactless cards allow you to make payments by tapping your card close to a contactless-enabled point-of-sale terminal, rather than having to insert or swipe it. At this point, you can assume that most issuers offer contactless cards. If your current card doesn’t have contactless technology, call your issuer and ask if you can request a contactless replacement card. What is a contactless card?A contactless card is a chip card with technology embedded in it that lets you pay over a secure radio interface, much like Apple Pay, Android Pay or other mobile wallets. How do contactless credit cards work?Contactless cards have “a payments app, per se, all built into the card,” says Melanie Gluck, a vice president at Mastercard. “An antenna picks up when it’s close to a reader and allows info to be transmitted to the point-of-sale terminal.” You have to be within close proximity — a few inches — to the contactless-enabled credit card terminal for the radio antenna to pick up your card’s signal. Contactless cards are called dual interface cards because they contain the now standard EMV chip and contactless technology. This way, consumers can use either method depending on what interface merchants are using. How can you tell if your card is contactless?So, how do you know if a card is contactless? Easy: Your card will have a contactless symbol — four curved lines that increase in size from left to right – on the front of it. And to determine if a merchant is contactless-enabled, “just look for the contactless symbol at checkout,” Mouadeb says. How to use a contactless cardWhen you go to pay, just position your card within a few inches of the checkout screen. Depending on the screen, you’ll either tap on, above or below it. When you tap your contactless chip card, a cryptographic code is created that’s unique to the card and to the transaction. “The cryptogram can only be decoded by your bank to validate your transaction,” says Jack Jania, vice president of product management and innovation at CPI Card Group. “It cannot be replayed.” This process can save the consumer time spent waiting to complete a purchase at the point of sale. “The bank decides, ‘This is one of my cards, and this is one of my clients’ transactions.’ It’s a handshake between the point-of-sale terminal and the card issuer,” Gluck says. “All of this magic happens in literally 300 milliseconds.” Where can I use my contactless card?You can use a contactless card at merchants across the U.S. and typically anywhere — from fast food places to convenience and grocery stores to vending machines. And in some cities, like New York, Portland, Chicago and Miami, you can even use them for public transit. Each credit card network sets a dollar limit for tap-and-go transactions. Mastercard, for example, has a $200 limit on contactless payments. If a consumer exceeds the card issuer’s limit, they can key in their PIN for additional security. A contactless card “is designed for lower values, for speed and convenience. It’s not meant for major purchases,” Gluck says. Bottom lineWhen you use a contactless card, you just tap and go. Just keep in mind that you’ll be using the feature for making smaller purchases. Think gas stations, convenience stores, grabbing lunch or buying a bus ticket or subway pass where possible. The advantage? You’ll spend less time waiting in the checkout line, experts say. Tweet Share Share Editorial Disclaimer The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners. Carmen Chai is a former CreditCards.com personal finance contributor. On this page
On this pageJump toEssential reads, Stay up-to-date on the latest credit card news 一 from product reviews to credit advice 一 with our newsletter in your inbox twice a week. How does the tap function work on a credit card?Tapping to pay uses short-range wireless technology to make secure payments between a contactless chip card or payment-enabled mobile/wearable device and a contactless-enabled checkout terminal. When you tap your card or device near the Contactless Symbol, your payment is sent for authorization.
How do I enable tap on my credit card?Set up contactless payments for an existing card. Open the Google Pay app .. At the top right, tap your Profile picture. Wallet.. Swipe to the card you want to enable and tap Verify now.. If you're asked to verify your payment method, choose an option from the list. ... . Follow the on-screen instructions to finish setup.. How do I use my tap to pay?To set up contactless payments, add one or more payment methods to Google Wallet.. Open the Google Wallet app .. At the top, tap the card you want to use. You may need to swipe to find it.. Check the message above your card: “Hold to reader" . Your card is ready to tap and pay. “Card not set up” .. How do I use my contactless card for the first time?The first time you use your contactless card for a transaction, you'll be asked to use chip and PIN or sign for your purchase. Once you've done that, all future transactions can be contactless. You need to hold your card very close to the reader (around 2 – 4 centimetres) for it to work.
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How to use the tap feature on a credit card
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