Metropolitan direct property and casualty insurance company phone number

Hassle - free

for your family or business

Hassle - free Insurance

for your family or business

As a major insurance provider in the southeast region, we fully understand the importance of helping our clients to access the most affordable insurance policies that meet their needs. With over 25 years of experience we’ve become an agency with an insurance portfolio that allows us to tailor the right insurance for your needs.

Top Business policies:

General Liability Insurance

Covers business risks like body injuries, customer property damage and advertising damage. It’s the most usual required policy for businesses.

BEST FOR: Slip-and-fall accidents, damaged customer property, libel or slander lawsuits

Worker’s compensation Insurance

Covers medical costs of injuries caused at work and also lawsuits related to employee injuries.  Any business with more than 3 employees must require this kind of policy.

BEST FOR: Employee medical expenses, partial missed wages, lawsuits over employee injuries.

Business-owned vehicles are required to have this coverage. Additionally, personal vehicles used for business purposes are not covered by your personal auto insurance policy.

BEST FOR: Car accidents, vandalism and theft, weather damage.

Commercial property insurance

Covers a business’s physical structure and its contents, such as inventory, equipment, and furniture. It protects against theft, fire, and other losses and damages.

BEST FOR: Fire, theft or vandalism, windstorms. It usually doesn’t pay for damage caused by natural disasters like earthquakes, hurricanes, tornadoes, and floods.

Covers the person or organization interest in materials, fixtures and/or equipment awaiting installation (or after it) during the construction or renovation of a building or structure, should those items sustain physical loss or damage from a covered loss. 

BEST FOR: Building construction, building renovation, worksite theft and vandalism.

Tools and Equipment Insurance

This policy helps pay for repair or replacement of a contractor’s tools and equipment if they are lost, stolen, or damaged. The items typically must be less than five years old. 

BEST FOR: Tool theft, equipment breakage, misplaced or lost items, vandalism, damage to leased or rented equipment.

• 87%

• of businesses overpay for coverage they don't need.

• With costs on the rise, let's find the right rate for your business.

Top Personal policies:

Covers physical damage and/or bodily injury resulting from traffic accidents, theft or other accidents non-related to traffic collisions.  By clicking the link below you can find all of our personal auto insurance policies, to protect your vehicle.

Covers your property of most risks, such as fire, flood, earthquake, theft or weather damage.  Click the link below and find all of our insurance policies, to protect your property.

Pays out a sum of money either on the death of the insured person or after a set period of time. Life Insurance is not complicated or expensive when you work with one of our licensed sales representatives.

• How to start your coverage?

Chat with an agent

Start a whatssapp conversation and speak to a licensed agent.

Call us

Fill our easy form and a licensed agent will call you in short.

• By working with top insurance carriers we're able to find the best rates for you

Let’s be honest, insurance is something that most people don’t think about until it’s too late, however, choosing the right insurance company, and picking the right policies, is important for your financial and personal security. 

• What our customers are saying

Rosana is the best! Very polite and personable, she got me exactly what i needed in a timely manner! 

Kristin B.

This service is great.  Thank you for helping me with the best option in insurance.

Nico M.

Great customer service and discounts. You actually helped me to save a lot of money by signing my new insurance policy with your company 🙂

Mariana P.

Definitely will be coming back to metropolitan insurance. I highly recommended specially to the Latino community!!!!

Luis R.

We welcome in-office visits, phone calls, or emails. Rest assured that once we know how to help you, we’ll show you the best insurance policy options that will cover for all of what you value most.

• Visit us at our offices:

• Florida

 9000 Sheridan St Suite 149

201 SE 15 terrace Suite 204

• North Carolina

8929 J M Keynes Suite 335

• South Carolina

3463 Highway 21 Suite 109

• Georgia

• Texas