Mutual of omaha medicare supplement plan g coverage

Mutual of Omaha is an American insurance company with a broad portfolio ranging from life insurance and annuities to Medicare Supplement (Medigap) plans and other insurance services. As one of the first Medigap carriers, policies through this company ensure member satisfaction year after year.

Mutual of Omaha Medigap Availability

Mutual of Omaha Medicare Supplement plans are available in 49 of 50 states, plus Washington, D.C. Additionally, this carrier is consistently ranked as one of the best for Medicare Supplement plans nationwide.

With over 1.4 million Medicare Supplement policyholders nationwide, the company is an excellent choice when searching for Medigap.

Mutual of Omaha Medicare Supplement plans are underwritten by:

  • Mutual of Omaha Life Insurance Company
  • United World Life Insurance Company
  • Omaha Insurance Company
  • United of Omaha Life Insurance Company

Mutual of Omaha Medicare Supplement Plans for 2022

All Medigap plan benefits are standardized, meaning benefits remain the same for each letter plan regardless of carrier.

Mutual of Omaha offers five Medicare Supplement plans. These include Medicare Supplement Plan A, Plan F, Plan G, High Deductible Plan G, and Plan N. The most popular are Medigap Plans F, G, and N.

Medigap Plan F Medigap Plan G Medigap Plan N
  • Pays the full Medicare Part A deductible
  • Pays the full Medicare Part B deductible
  • Pays the full Medicare Part B 20% coinsurance
  • *Annual rate increase averages from 10% annually
  • Pays the full Medicare Part A deductible
  • Policyholder is responsible for full Medicare Part B deductible
  • Pays the full Medicare Part B 20% coinsurance
  • *Annual rate increase averages from 5-7% annually
  • Pays the full Medicare Part A deductible
  • Policyholder is responsible for full Medicare Part B deductible
  • Pays the full Medicare Part B 20% coinsurance
  • Policy holder is responsible for $20-$50 copay at doctor and hospital visits
  • *Annual rate increase averages from 3-5% each year
  • ** Policyholder is responsible for excess charges if applicable
*Annual rate increases are estimated based on average values. Rate increases are subject to change annually.
**Excess charges are only allowed in certain states and are not charged by many doctors. To know if this applies to you, speak with your provider.

Although benefits remain the same, Mutual of Omaha Medicare Supplement plans come with additional perks for enrolling.

Mutual Of Omaha Medicare Supplement Special Features:

  • No application fees
  • Rapid issue of policies
  • Vision discounts through EyeMed
  • Mutually Well gym membership add-on option
  • Electronic delivery of temporary ID card when needed
  • Up to 12% discounts for household coverage (varies by state)
  • The peace of mind that comes with having coverage from an A-rated primary carrier

Mutual of Omaha Medicare Supplement Plan Rate Increases

Annual rate increases are not consistent and should not be the only factor when choosing coverage. Inflation rates, location, and other factors also play a role in rate increases.

Additionally, as the cost of healthcare rises, insurance premiums will go up as well. However, this company is committed to keeping its Medicare Supplement plan rates as low as possible.

Pros and Cons of Mutual of Omaha Medicare Supplement Plans

Pros:

  • Easy online quoting tools
  • Foreign travel emergency coverage
  • Discounts on hearing and vision services
  • Mutually Well program benefits
  • Available in 47 states
  • Large household discount

Cons:

  • Premiums can be higher than average
  • Not available in three states
  • Limited number of plans available
  • Website is difficult to navigate

Mutual of Omaha Medicare Supplement Plan Reviews

If you are looking for coverage from a reputable Medicare insurance company, Mutual of Omaha could be for you. They have ratings of A+ by AM Best, S&P, and the BBB. Further, many of our clients are happy with their Mutual of Omaha Medicare Supplement plans.

FAQs About Mutual of Omaha Medicare Supplement Plans

Is Mutual of Omaha a good company for Medicare Supplements?

Yes, between their high customer ratings and our relationship with the company, we trust them enough to enroll our clients.

Does Mutual of Omaha Medicare Supplement cover dental?

While no Medicare Supplement plans include dental, bundled dental and vision plans are available separately through this carrier. Talk to an agent about adding coverage.

Does Mutual of Omaha Medicare Supplement cover eye exams?

Clients have access to a vision discount program called EyeMed. Savings extends to eyecare and eyewear.

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How to Sign Up for Your Mutual of Omaha Medicare Supplement Plan

When you enroll in a Mutual of Omaha plan through MedicareFAQ, you'll get support from our Client Care Team. Our team is here to help you find a policy that fits your needs. Also, we can compare quotes with other top carriers in your area.

Give an agent a call today at the number above and learn about your policy match. Or, compare plans now using our online rate tool!

Jagger Esch is the Medicare expert for MedicareFAQ and the founder, president, and CEO of Elite Insurance Partners and MedicareFAQ.com. Since the inception of his first company in 2012, he has been dedicated to helping those eligible for Medicare by providing them with resources to educate themselves on all their Medicare options. He is featured in many publications as well as writes regularly for other expert columns regarding Medicare.

What is the difference between Plan D and Plan G?

Medigap Plan D It is very similar to Medigap Plan G, with only one benefit difference. Just like the difference in Plans F and C, the only difference in Plans G and D is the coverage of the Medicare Part B Excess charges. Whereas Plan G covers those at 100%, Plan D does not cover them at all.

What is the difference between Plan G and Plan G Plus?

Medigap G PLUS covers everything that a standard Plan G does, and more. Medigap G PLUS provides additional hearing, vision, and dental benefits.

What is the difference between plan N and G?

The biggest difference between Medigap Plan G and Medigap Plan N is that Plan N has copays for certain medical office and emergency department visits, whereas Plan G doesn't. If you wouldn't need to pay the copays often, Medigap Plan N could cost less overall.

What is a supplement plan g?

Plan G includes all the benefits of Medicare Supplement Plans A, B and C with the exception of the Medicare Part B deductible. It's a good fit for people who want some coverage for hospitalization, but are willing to pay the Medicare Part B deductible on their own. A high-deductible Plan G is also available.