If you’re paying interest on credit cards or store cards, you could save money with a Barclaycard 0% interest balance transfer credit card. They let you transfer your existing balance from several other credit cards to a single card. So you could save money on the interest you’re currently paying. It’s a great way to pay down the balance on your other cards faster. Show
There’s a range of cards to choose from – depending on your needs. Some offer longer interest-free introductory periods, while others offer 0% interest on purchases. Some will even allow you to transfer your balance without charging a fee. We usually charge a fee for the balance transfer, which we’ll tell you about before you apply. Just remember – they’re only available to new customers who don’t already have a credit card provided by us or one of our partners. Plus, you have to make the transfers within 60 days to benefit from the 0% offer. With your new Barclaycard, you can get up to five months of Apple Music, Apple TV+, Apple News+ and Apple Arcade for free. Continues as paid subscription after trial. UK only, T&Cs apply. 0% interest balance transfer for up to 24 months0.9% transfer fee applies Representative example – most accepted customers get
Our eligibility checker can tell you if you’re likely to be accepted for the card you want. Your Barclaycard at a glance
Important things you need to know
Balance transfer calculatorHow much would you like to transfer? How much could you afford to repay each month? Benefits with your BarclaycardBoogie, binge, browse & battleGet up to five months of Apple Music, Apple TV+, Apple News+ and Apple Arcade for free, with your new Barclaycard. Continues as paid subscription after trial. UK only, T&Cs apply. Barclaycard Cashback RewardsRegister for this benefit, and you can earn up to 15% cashback when you spend at a range of participating retailers. T&Cs apply Save with Barclaycard EntertainmentYou’ll have access to selected live events, festival presales and lots of customer-only perks.
One simple fee abroadUse your Barclaycard for a simple and secure way to pay overseas. With access to an emergency replacement card or cash, it’s the perfect travel companion. Fraud Protection 24/7Whether you’re buying on the high street, online or overseas, our state of the art detection system monitors around the clock to stop fraud in its tracks. Free additional cardholderShare your card with someone close to you for flexibility when you’re not around – handy for emergencies or things like your weekly shop. (Terms apply). Before you applyApply online in four easy steps and we’ll give you a response in one minute. If approved, your Barclaycard could be with you in five working days. You can apply if:
What you’ll need to hand:
Not the card for you?Balance transfer credit cardsYou could save on interest fees by transferring an existing balance from another credit card or store card to a Barclaycard. Balance transfer credit cards Rewards credit cardsEarn cashback on your everyday spending, with no limit on the amount you can earn. Rewards credit cards Credit building credit cardsContact us if you’re having difficulty understandingWe can provide additional support for all customers, including those who have mental or physical health conditions or learning disabilities. If you would like to talk to someone call 0800 056 3486 from 9am - 5pm Monday to Friday and 9am - 4pm on Saturday. What does 0 balance transfer for 24 months mean?With a 0% balance transfer you get a new card to pay off debt on old credit and store cards, so you owe it instead, but at 0% interest. A card will have a 0% period, during which you pay no interest – for example, 28 months – and sometimes you'll pay a small fee.
Do balance transfers hurt your credit?A balance transfer can affect your credit score, depending on 1) if you open a new card to transfer a balance and 2) what you do once your balances have been transferred. If you simply move your balances around on your existing cards, your credit score likely won't be impacted.
What does 0% for 18 months on balance transfers mean?A 0% APR on a credit card means that you won't be responsible for paying your card's ongoing interest rate for a certain period of time, typically 15 to 18 months. Depending on the card, the promotional APR will apply to purchases, balance transfers, or both.
How long does balance transfer interest last?Credit card balance transfers are typically used by consumers who want to save money by moving high-interest credit card debt to another credit card with a lower interest rate. Balance transfer credit card offers typically come with an interest-free introductory period of six to 18 months, though some are longer.
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