Northwest federal credit union mobile deposit funds availability

Your Digital Banking Suite is tailored to fit your needs. Use as many or as few features as you see fit. Whether you want to exclusively use your app, login via desktop, pay bills, or just check your balance every once in a while, you can choose to use it how you want. Your Digital Banking Suite includes:

Proper endorsement for Mobile Deposit.

• Free Bill Pay

• Free Credit Score

• Free Mobile App

• P2P (Person to Person) Payments

  • Use Pop Money to send payments

• Secure Support

• Direct Connect

  • Integrate with QuickBooks, Microsoft Money, or Quicken

• Free Money Management

  • Set budgets, track spending and set goals

• Mobile Deposit

• Text Banking (Must enroll and accept Mobile Agreement)

  • Text 454545 with commands:

    • BAL: To retrieve primary account balance

    • LAST: To retrieve last 5 transactions

    • TRANS: Transfer funds to your primary account

    • STOP: Deactivate text service

    • HELP: Get a list of keywords

Digital Learning Library

Our Digital Banking suite is content-rich and full of features that will allow you to take charge of your finances and control everything from within one easy-to-use, single sign-on application. Get started by clicking on one of the tiles below for an “overview” video of the feature. If you want more of a deep dive, take a look at some of the more detailed tutorials in our library below.

Bill Pay

Bill Pay

This tutorial walks you through the basics of our Bill Pay system. View scheduled payments, view payment history and learn about ebills.

Money Management

Money Management

Money Management allows you to set budgets, track spending and watch your debt decrease with the use of the "snowball effect." Take charge of your budget and get a full picture of your financial wellbeing.

Pop Money

Pop Money

Pop Money allows you to send money directly to another person. Utilize Pop Money to pay back friends or family, avoid wire transfer fees and send money securely within our Digital Banking platform.

YOUR ABILITY TO WITHDRAW FUNDS

Our policy is to make funds from your cash, check, and electronic direct deposits available to you on the same day we receive your deposit. At that time, you can withdraw the funds in cash and we will use the funds to pay checks that you have written.

Please remember that even after we have made funds available to you, and you have withdrawn the funds, you are still responsible for checks you deposit that are returned to us unpaid and for any other problems involving your deposit.

For determining the availability of your deposits, every day is a business day, except Saturdays, Sundays, and federal holidays. If you make a deposit before closing on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after closing or on a day we are not open, we will consider that the deposit was made on the next business day we are open.

LONGER DELAYS MAY APPLY

Case-by-case delays. In some cases, we will not make all of the funds that you deposit by check available to you on the same day we receive your deposit. Depending on the type of check that you deposit, funds may not be available until the second business day after the day of your deposit. The first $225 of your deposits, however, will be available on the same day.

If we are not going to make all of the funds from your deposit available on the same day we receive your deposit, we will notify you at the time you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decide to take this action after you have left the premises, we will mail you the notice by the day after we receive your deposit. If you will need the funds from a deposit right away, you should ask us when the funds will be available.

Safeguard exceptions. In addition, funds you deposit by check may be delayed for a longer period under the following circumstances: We believe a check you deposit will not be paid; You deposit checks totaling more than $5,525 on any one day; You redeposit a check that has been returned unpaid; You have overdrawn your account repeatedly in the last six months; There is an emergency, such as failure of computer or communications equipment.

We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Are mobile deposit funds available immediately?

How long until mobile deposit funds are available?

How long does a mobile deposit Take Northwest bank?

Does Northwest Bank have mobile deposit?