For avid Southwest Airlines travelers, there are three personal and two small business cobranded Chase credit cards that can help you earn rewards for your next trip. Each card offers higher rewards rates on your Southwest purchases, and the Rapid Rewards® points you earn can be redeemed for gift cards, travel and merchandise, among other things. Show
Below, Select looks at what credit score you'll need to qualify for each of the Southwest and Chase cobranded cards. Subscribe to the Select Newsletter! Our best selections in your inbox. Shopping recommendations that help upgrade your life, delivered weekly. Sign-up here. Southwest Rapid Rewards® credit cardsAll three personal Southwest Rapid Rewards® Credit Cards are currently offering the same welcome bonus of 75,000 bonus points after spending $3,000 on purchases in the first three months. Where they differ is in their annual fees, rewards structures and perks.
Southwest Rapid Rewards® Plus Credit Card
Terms apply. Southwest Rapid Rewards® Premier Credit Card
Terms apply. Southwest Rapid Rewards® Priority Credit Card
Terms apply. Southwest® Rapid Rewards® Performance Business Credit Card
Terms apply. Southwest® Rapid Rewards® Premier Business Credit Card
Terms apply. Pro tip: Starting in 2023, cobranded Southwest cardhodlers will receive a 10,000-point boost each year toward earning the Companion Pass. Credit score needed for a Southwest credit card
Like other travel rewards credit cards, you'll likely need at least a good credit score to qualify for any of the Southwest Rapid Rewards cards. A good credit score, according to FICO®, is a score of 670 or above. Note that cardholders can be approved or rejected for these cards even if they don't have at least a score of 670. FICO Score Ranges:
Most card issuers look at your FICO® 8 score when evaluating your creditworthiness. The FICO® 8 score ranges from 300 to 850, with higher scores indicating a greater likelihood that a cardholder will pay off their bills on time and in full. FICO scores are based on five factors:
While credit scores are not the only factor that credit card issuers look at, it's one of the most important. You'll want to make sure to pay your bills on time and in full, keep your credit utilization ratio low and limit the number of credit applications you submit in a short period of time. Card issuers will also look at your income, the length of your credit history and how many credit cards you've acquired recently. Generally, you'll be looked at more favorably if you have a longer credit history and higher income. Chase also has a 5/24 rule for cardholders. This applies to most Chase credit cards and co-branded cards. This means that cardholders will be denied a Chase card if they've acquired five or more credit cards (any credit cards, not just Chase cards) in the past 24 months. If you get rejected for a card, issuers must inform you of why they denied you within 60 days. You may be able to give Chase a call to negotiate your approval, but you'll need to make a compelling case for why you should be approved. Bottom lineIn order to get one of the Southwest Rapid Rewards® credit cards, you'll probably need at least a FICO® score of 670. Since the card is a co-branded Chase credit card, applicants should also limit the total number of credit cards they get — Chase's 5/24 rule means that applicants who have gotten five credit cards or more in the past 24 months will automatically be rejected for a new card. Read moreEditorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party. Is the Southwest credit card through Chase?The Southwest Rapid Rewards® Credit Card is brought to you by Southwest Airlines® and Chase. Southwest Airlines is responsible for the redemption of Rapid Rewards points toward benefits and services.
How do I speak to a live person at Southwest Airlines?After Your Trip. General Customer Service. 1-800-I-FLY-SWA (1-800-435-9792). Baggage - General Questions. 1-800-I-FLY-SWA (1-800-435-9792). Articles Left at TSA Checkpoint. 1-866-289-9673 or tsa.gov.. Rapid Rewards Customer Service. 1-800-445-5764.. Public Relations & Media Relations. 214-792-4847 (toll number). What is the phone number for Chase credit card Services?+1 302-594-8200Chase Bank / Credit card supportnull
How do I cancel my Chase credit card with Southwest?At a Glance: To cancel a Chase credit card, you can call 1 (800) 432-3117, go to Chase's website, or send a physical letter. Note that canceling a Chase credit card may make it more difficult to get one in the future.
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