The simple path to wealth barnes and noble

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These days, I'm a book author and financial blogger on jlcollinsnh.com, but it wasn’t always so.

I started selling flyswatters door-to-door and picking up empty pop bottles from the side of the road for the 2-cent deposit. Gimme a break. I was eight.

My first real job was scrubbing out big metal ice cream cans. I was 13. It paid $1.25 per hour.

From there: Busboy, dishwasher, order-puller, grocery bagger, stock clerk, produce clerk and gas station pump jockey back in the day when someone pumped your gas, washed your windows and checked your oil (ask your grandparents).

Mail clerk, tree-trimmer, landscaper, ad agency founder, account executive, ad space salesman, investment officer, entrepreneur, consultant, sales trainer, speaker, writer, radio talk show host and magazine publisher. Pretty much in that order although I’ve done some more than once. And I may have forgotten one or two.

My work has taken me to most U.S. states as well as Canada, Germany and England. One of my few regrets is that I’ve never had an international posting.

But I’ve had the good fortune to see a bit of the planet on my own: Mexico, Canada, Ireland, Wales, England, Greece, Crete, Puerto Rico, Tahiti, Venezuela, Curacao, Scotland, Italy, Germany, Spain, Paris, India, Kashmir, Goa, Nepal, Zanzibar, Tanzania, Eleuthera, St. Thomas, St. Martin, Barbados, Antigua, Martinique, Ecuador, Perú, Bolivia, Chile, Prague, Guatemala, Galápagos. Pretty much in that order although I’ve visited some more than once. And I may have forgotten one or two.

I’ve traveled by plane, train, bus, boat, subway, taxi, hired car, motorcycle, bicycle, rickshaw, hitch-hiking, foot, horse, donkey and elephant. Not only traveled by elephant, but herded rhinoceroses by elephant back in Nepal.

My degree in English Literature is from the University of Illinois at Champaign-Urbana. They still send me alumni letters mostly, I think, hoping I’ve become rich and famous. I’m working on it.

Here’s my favorite cartoon:

The visual is two guys in a corn field, up on racks dressed in shabby clothes. Straw coming out from their shirt cuffs and pant legs. They are serving as scarecrows. One is looking over at the other and saying…

“English Major. How about you?”

A pal of mine once said I had won the family lottery. He is right. My wife Jane and I have been married for 34 years. Our daughter Jessica graduated Summa Cum Laude from the University of Rhode Island. She currently serves in the Peace Corp.

English 1544529848

Journey through your Life's Complete Financial Arc with Wealth Your Way. Accumulate wealth, achieve the pinnacle of financial independence, and then comfortably spend your wealth as you retire on your own terms.

Financial independence buys you the most valuable asset on the planet-freedom. The freedom to spend your money, and more importantly, your time, however you see fit.

Still, reaching financial independence requires more than mere investing. Unlike other books that try to tell you what to think, Wealth Your Way teaches you how to think about growing your wealth, with real-life examples of the pitfalls you might encounter and strategies to avoid them.

As with most things in life, the more carefully you plan for financial independence, making course corrections along the way, the less you'll need to worry about the outcome. Live your best life today with the satisfaction and comfort of knowing your financial future is in good hands-your own.

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About the Author

Cosmo P. DeStefano is a retired CPA and tax partner who worked for over three decades in one of the largest professional services firms in the world, with a global network of more than 284,000 people across 155 countries. He has consulted with clients big and small, public and private, across a wide variety of industries, helping them solve intricately complex business and financial issues. Today, Cosmo and his wife live in the suburbs of Boston, enjoying financial independence and a secure retirement. He wrote Wealth Your Way to help the next generation of investors know that same joy.