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- Jackson Hewitt
- Serve® American Express® Prepaid Debit Card
Receiving your refund
Need your tax refund money as soon as possible after you file your taxes? Get it faster* when you choose to have it deposited on a Serve® American Express® Card.
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Get access to your IRS refund up to 2 days faster* than with standard Direct Deposit.
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No hidden fees. No minimum balance.
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Free* ATM withdrawals at over 30,000 MoneyPass® ATMs nationwide.
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Free online bill pay.
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Transfer money between family and friends' Serve® Card accounts.
EVERYDAY PURCHASES MADE SIMPLE
Use your Serve® Card virtually anywhere
American Express can now be accepted at 99% of places in the US that accept credit cards, based on Feb 2020 Nilson Report.
Easy ways to get cash
Cash Pickup Powered by Ria®
With Cash Pickup Powered by Ria®, withdraw up to $2,900* of your tax
refund from your Serve® Card account for convenient pickup at Walmart.
Serve® Card Cardholder Support
Frequently asked questions
When every dollar matters, it matters who does your taxes
WE SEE YOU
Our Tax Pros will connect with you one-on-one, answer all your questions, and always go the extra mile to support you.
WE GOT YOU
We have flexible hours, locations, and filing options that cater to every hardworking tax filer.
GUARANTEED
We’ve seen it all and will help you through it all. 40 years of experience and our guarantees back it up.
Community Rating | Strongly not recommended |
Signature Purchase Transaction Fee | $0 |
PIN Purchase Transaction Fee | $0 |
Monthly Fee | $6.95 |
Card Reload Fee | $0 - $3.95 |
Number of Reviews | 57 |
American Express Serve Review
The American Express Serve is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.
American Express Serve does not require a credit check, so approval is guaranteed. However, it will not help you build credit and some online merchants don't accept prepaid cards.
American Express Serve Pros & Cons
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American Express Serve FAQ
Who issues American Express Serve?
American Express Serve is issued by American Express National Bank, which is based in New York, NY and was founded in 1850.
What fees does American Express Serve charge?
American Express Serve charges a monthly fee of up to $6.95.
American Express Serve Prepaid Card Fees
ATM Balance Inquiry | $0 |
Activation Fee | $0 - $3.95 |
Card Replacement Fee | $5 |
Close Account Fee | $0 |
Free In-Network ATM Withdrawal? | |
No Monthly Service Fee with Direct Deposit? | |
No PIN Purchase Transaction Fee? | |
No Signature Purchase Transaction Fee? | |
Card Reload Fee | $0 - $3.95 |
Signature Purchase Transaction Fee | $0 |
PIN Purchase Transaction Fee | $0 |
How Much Does American Express Serve Cost?
There is no activation fee.
Notice this card charges a monthly maintenance fee of up to $6.95.
However, you can avoid the monthly maintenance fee if you set up a direct deposit to your prepaid card.
There is a reload fee of up to $3.95 fee every time you reload the card.
Does American Express Serve charge an activation fee?
American Express Serve does not charge an activation fee.
What is the daily ATM withdrawal for American Express Serve?
American Express Serve has a daily ATM withdrawal limit of $750.
What is daily direct deposit limit for American Express Serve?
American Express Serve sets a daily direct deposit limit of $2,500.
What is the Card Replacement Fee for American Express Serve?
You will need to pay $5, if you need a card replacement.
What is the Maximum Balance for American Express Serve?
The maximum balance you can have on American Express Serve is $100,000. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.
How to apply for American Express Serve
- Visit the American Express National Bank website.
- Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
- Check the information is accurate and submit your application.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.