What is usaa interest rate for savings

USAA Savings

Savings

Member FDIC

3.5

APY

0.01%

With $0 min. balance for APY

The USAA savings account has no monthly fee or minimum balance requirement; you need $25 to open an account. At 0.01%, the interest rate is lower than average; you can find better rates elsewhere.

USAA Bank Classic Checking

Checking

Member FDIC

4.5

APY

0.01%

With $1,000 min. balance for APY

USAA’s Classic Checking Account pays 0.01% for balances of at least $1,000, has no monthly fee and a $15 monthly reimbursement for non-network ATM fees. USAA’s 5,800 branded ATMs are free and take deposits.

Customers can access more than 60,000 USAA-preferred ATMs at various locations nationwide, but only the first 10 withdrawals per month are free. A $2 ATM fee applies after the 10th withdrawal per month. The interest rate is very low.

Military payday is a day early with direct deposit. USAA also has a Cashback Rewards Checking Account that earns rewards on debit purchases, but it’s only available in a limited number of states in the U.S.

USAA Bank CD

CD

Member FDIC

1.5

USAA has broad CD options with fixed terms ranging from 30 days to seven years. Some other banks offer terms up to five years. USAA’s rates are not necessarily top of the line. For example, a one-year certificate earns 0.03% APY, and a five-year CD earns 0.03% APY. You can compare these with the best CD rates this month at other banks and credit unions.

Banking experience

USAA only has a few branches, so it is best for those who prefer to do their banking online. You can use the bank’s mobile app to pay bills, deposit checks, transfer money and monitor your balances.

USAA also has an online budgeting tool that categorizes your transactions from the bank and external accounts to help you track your spending. In addition, the bank’s website offers budgeting tools and a financial advice section.

You can reach customer service representatives by phone Monday through Saturday from 7 a.m. to 6 p.m. CT and Sunday from 8 a.m. to 5 p.m. CT. Support is also available by chat, Twitter, online message when logged into your account and regular mail.

Overdraft fees

Most fees at this bank are low, but overdrafts can add up. Members can be charged up to three $29 overdraft fees per day. USAA offers free overdraft transfers from a USAA checking or savings account as a backup. It also offers overdraft protection via credit card cash advance, subject to card fees and interest rates.

USAA Savings

Savings

Member FDIC

3.5

APY

0.01%

With $0 min. balance for APY

The USAA savings account has no monthly fee or minimum balance requirement; you need $25 to open an account. At 0.01%, the interest rate is lower than average; you can find better rates elsewhere.

USAA Bank Classic Checking

Checking

Member FDIC

4.5

APY

0.01%

With $1,000 min. balance for APY

USAA’s Classic Checking Account pays 0.01% for balances of at least $1,000, has no monthly fee and a $15 monthly reimbursement for non-network ATM fees. USAA’s 5,800 branded ATMs are free and take deposits.

Customers can access more than 60,000 USAA-preferred ATMs at various locations nationwide, but only the first 10 withdrawals per month are free. A $2 ATM fee applies after the 10th withdrawal per month. The interest rate is very low.

Military payday is a day early with direct deposit. USAA also has a Cashback Rewards Checking Account that earns rewards on debit purchases, but it’s only available in a limited number of states in the U.S.

USAA Bank CD

CD

Member FDIC

1.5

USAA has broad CD options with fixed terms ranging from 30 days to seven years. Some other banks offer terms up to five years. USAA’s rates are not necessarily top of the line. For example, a one-year certificate earns 0.03% APY, and a five-year CD earns 0.03% APY. You can compare these with the best CD rates this month at other banks and credit unions.

USAA only has a few branches, so it is best for those who prefer to do their banking online. You can use the bank’s mobile app to pay bills, deposit checks, transfer money and monitor your balances.

USAA also has an online budgeting tool that categorizes your transactions from the bank and external accounts to help you track your spending. In addition, the bank’s website offers budgeting tools and a financial advice section.

You can reach customer service representatives by phone Monday through Saturday from 7 a.m. to 6 p.m. CT and Sunday from 8 a.m. to 5 p.m. CT. Support is also available by chat, Twitter, online message when logged into your account and regular mail.

Most fees at this bank are low, but overdrafts can add up. Members can be charged up to three $29 overdraft fees per day. USAA offers free overdraft transfers from a USAA checking or savings account as a backup. It also offers overdraft protection via credit card cash advance, subject to card fees and interest rates.

Does USAA Bank have a high

What bank has the highest interest rate for a savings account?

Who has the highest 12 month CD rate?

Where can I put my money to earn the most interest?