Bank of america routing number to receive international wire transfer

To be able to make wire transfers into Bank of America account, the account holder must provide the bank’s branch routing number.

Table of Contents Show

WHERE TO FIND ON A CHECK
HOW TO WIRE MONEY
Domestic Wire
International Wire
Wire Transfer Fees for Bank of America
Bank of America Routing Numbers by State
Other Ways to Find Your Bank of America Routing Number
Routing Numbers for Domestic/International Wire Transfers
Setting Up Your Account for Wire Transfers
Which Bank of America Routing Number Should You Use?
Bottom Line

The routing number for the various branches for the Bank of America across the US is 026009593.

WHERE TO FIND ON A CHECK

If you need to establish your Bank of America branch routing number, please consider the following check image to know where to locate your routing number.

The image will show you where to look in the bank’s check.

After reviewing the check image, please note the first nine digits at the bottom of the check form your branch’s routing number.

HOW TO WIRE MONEY

Wire transfer offers a swift way of receiving funds in your Bank of America account.

As Bank of America customer, you can receive both Domestic Wire Transfers and International wire transfers.

SWIFT Code is necessary for any international transfer to occur.

Transfer transaction starts after the sender gives your bank account information to the sending financial institution.

Bank of America allows you to perform wire transfers online or by visiting to your local branch.

Domestic Wire

Domestic wire transfers ensure your transactions are complete within 24 hours.

For this to happen, the sender will have to provide a financial institution with your bank account information to receive the funds.

Below is the required information:

Bank Name – Bank of America NA
Routing Number – 026009593
Address of Bank – New York, NY
Creditor’s Name – Your name as it appears on your statement
Creditor’s Account Number – Your full Bank of America account number

International Wire

International wires usually arrive at the recipient bank in 2 business days if transferred by 5 p.m. ET. Bank of America customers are able to receive international funds after providing their bank account information to the sending financial institution. Below is the required information:

Swift Code – BOFAUS3N
Routing Number – 026009593
Bank Name – Bank of America NA
City, State – New York, NY
Customer’s Name – Your name as it appears on your statement
Customer’s Account Number – Your full Bank of America account number

Wire Transfer Fees for Bank of America

International and Domestic Wire Transfer Fees differ for Bank of America. Here is the breakdown:

International Wire Transfers – fee varies from $15 to $30 for each incoming transaction and outgoing transaction.

Domestic Wire Transfers – fee varies from $0 to $15 for each incoming transaction and outgoing transaction.

Find your Bank of America routing number and learn about money transfers in our guide.

Bank of America Routing Numbers by State
Other Ways to Find Your Bank of America Routing Number
Routing Numbers for Domestic/International Wire Transfers
Setting Up Your Account for Wires
Which Bank of America Routing Number Should You Use?

Routing numbers are 9-digit numbers that banks use to identify themselves. Think of them as addresses that let other banks know where to find or send your money.

You need your routing number for many tasks, including:

ACH payments
Setting up direct deposit
Receiving benefits from the government, including tax refunds
Transferring money between accounts at different banks or investment firms
Automatic bill payment
Domestic wire transfers

Bank of America has branches throughout the United States and uses different routing numbers for different states and regions.

Bank of America savings accounts use the same routing numbers as checking accounts. However, some regions use different routing numbers for electronic transfers like ACH payments and paper transfers like ordering checks.

Bank of America Routing Numbers by State

Your Bank of America routing number is associated with the location of the bank where you opened your account. Even if you bank at another Bank of America branch, what matters is the bank where you opened your account.

Here are the Bank of America routing numbers by state:

State	Routing Number
Alabama	051000017
Alaska	051000017
Arizona	122101706
Arkansas	082000073
California	121000358
Colorado	123103716
Connecticut	011900254
Delaware	031202084
District of Columbia	054001204
Florida—East	063100277 (electronic payment) / 063000047 (paper)
Florida—West	063100277
Georgia	061000052
Hawaii	051000017
Idaho	123103716
Illinois—Chicago Metro	081904808 (electronic payment) / 071103619 (paper)
Illinois—North	071000505
Illinois—South	081904808
Indiana	071214579
Iowa	073000176
Kansas	101100045
Kentucky	051000017
Louisiana	051000017
Maine	011200365
Maryland	052001633
Massachusetts	011000138
Michigan	072000805
Minnesota	071214579
Mississippi	051000017
Missouri East/St. Louis	081000032
Missouri West/Kansas City	081000032 (electronic) / 101000035 (paper)
Montana	051000017
Nebraska	051000017
Nevada	122400724
New Hampshire	011400495
New Jersey	021200339
New Mexico	107000327
New York	021000322
North Carolina	053000196
North Dakota	051000017
Ohio	071214579
Oklahoma	103000017
Oregon	323070380
Pennsylvania	031202084
Rhode Island	011500010
South Carolina	053904483
South Dakota	051000017
Tennessee	064000020
Texas—North	111000025
Texas—South	111000025 (electronic) / 113000023 (paper)
Utah	123103716
Vermont	051000017
Virginia	051000017
Washington	125000024
West Virginia	051000017
Wisconsin	051000017
Wyoming	051000017

If you don't see your state listed or are unsure where you opened your account, keep reading.

Breaking Down Your Routing Number
The first four digits pertain to the Federal Reserve. The next four digits are unique to your bank. Consider those the bank's address for the Federal Reserve. The final digit is a mathematical calculation of the first eight digits—it's used to prevent check fraud.

Other Ways to Find Your Bank of America Routing Number

Use a Check
For checking accounts, you can find the routing number in the lower left-hand corner of the checks corresponding with your checking account. It's the first 9 digits located at the bottom of the check.

Go Online
On the Bank of America website, visit the Information and Services tab after logging into your account to find your routing number.

On the mobile app, sign in and select the Accounts Overview tab to select your checking or savings account. Scroll down to the Account Details heading.

Call Customer Service
Call Bank of America at 800.432.1000, Mon–Fri 8 a.m.–11 p.m. ET or Sat–Sun 8 a.m.–8 p.m. ET. After you provide a few specific details to identify yourself, a representative will be able to confirm your account's routing number.

For a savings account routing number, you can check a recent bank statement via your online portal.

Routing Numbers for Domestic/International Wire Transfers

Wire transfers are a faster way to send money than an ACH transfer. From your Bank of America account, you can wire money to other bank accounts, and other accounts can wire funds to you.

For all domestic and international wire transfers using a Bank of America account, the routing number is 026009593.

Domestic Transfers
For all domestic wire transfers using a Bank of America account, the routing number is 026009593.

To SEND a domestic wire transfer, you'll also need:

The name and location of the recipient's bank
The recipient's account number
Recipient bank's wire transfer routing number

International Transfers
For all international wire transfers with a Bank of America account, use the routing number 026009593 and the appropriate Bank of America SWIFT code depending on which currency is being sent:

US Dollars: BOFAUS3N
Foreign currency: BOFAUS6S
Not sure? Use: BOFAUS3N

SWIFT codes are the international equivalents of the US routing numbers. They direct the money to the correct bank for international transfers.

To SEND an international wire, you'll also need:

Recipient bank name, address, and country
Recipient account number (you may need a country-specific account structure, e.g., a CLABE for Mexico or an IBAN for international bank accounts)
Recipient bank's SWIFT code
Currency of recipient's account (foreign currency or US dollars)
Purpose of wire

PRO TIP: When you send or receive money using your bank, you might lose out on a bad exchange rate and pay hidden fees as a result. That's because most banks still use an old system to exchange money. Consider using Wise, which is usually much cheaper.

Keep reading to learn how to enable your account for wire transfers.

Setting Up Your Account for Wire Transfers

In order to wire funds, you'll need to set up a SafePass account within your Bank of America account. This ensures your transaction will be secure.

Here are the steps to set up your SafePass account:

Sign into online banking portal
Click Profile & Settings
Click Manage SafePass
Select the SafePass device you'd like your secure passcode to be sent
Follow the on-screen instructions

Once you have your SafePass, you can initiate the wire transfer.

Click on Transfers navigation tab in your online banking portal
Select Using account number at another bank
Follow the instructions on the Make Transfer screen
If this is a new recipient, click Add Account/Recipient screen
Enter the required information

Bank of American Wire Transfer Fees
Incoming domestic wire: $15
Incoming international wire: $16
Outbound domestic wire: $30
Outbound international wire sent in foreign currency: $35
Outbound international wire sent in US dollars: $45

Which Bank of America Routing Number Should You Use?

For Any Domestic Money Transfer Activity Besides Wire Transfers:
Use the routing number for the bank where you opened your account.

For Domestic Wire Transfers:
Use the routing number 026009593.

For International Wire Transfers:
Use the routing number 026009593 plus the correct Bank of America SWIFT code.

For U.S. dollars, use BOFAUS3N.
For foreign currency, use BOFAUS6S
If you are unsure which currency you are receiving, use BOFAUS3N.

Is There a Routing Number on Your Debit or Credit Card?
Although your debit card is associated with a bank account, you do not use a routing number for debit card transactions. Routing numbers are only used for transfers directly between bank accounts.

Likewise, credit cards do not have routing numbers since they are not directly linked to any bank account. When you pay your credit card online, you may need to use your bank account routing number to set up the link between your credit card account and checking account, like you would for any other bill.

Bottom Line

You'll likely need your Bank of America routing number when managing your finances. Keep it handy should you need to set up a direct deposit, automatic payment, or wire transfer.

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