Best bank bonus now without direct deposit requirement

Direct deposit requirements are usually the largest hurdle when applying for a bank bonus since updating payroll information to a new account can be a headache. On top of that, some banks are getting more restrictive to recurring direct deposits.

You will even find familiar banks such as Discover, Chase, offer simple requirements to meet their bonuses. Furthermore, large banks such as Huntington Bank provide their services online and makes it easy to sign-up.

Keep reading to find out the best bank promotions with no direct deposit requirements.

Table of Contents

• 1 Best Bank Bonuses Without Direct Deposit
  • 1.1 Discover Savings Bonus
  • 1.2 Chase Business Checking Bonus
  • 1.3 Citi® Offers
  • 1.4 Huntington Platinum Perks CheckingSM Bonus
  • 1.5 Huntington Bank Unlimited Plus Business Bonus
  • 1.6 Huntington Bank Unlimited Business Bonus
  • 1.7 Huntington Bank Business Checking 100 Bonus
  • 1.8 Aspiration Spend & Save Offer
  • 1.9 Discover Checking & Savings
  • 1.10 Associated Bank Bonuses
  • 1.11 BMO Harris Bonuses
  • 1.12 First Horizon Bank Bonuses
  • 1.13 SunTrust Bank Bonuses
  • 1.14 Santander Bank Bonuses
• 2 Bottom Line

Best Bank Bonuses Without Direct Deposit

Discover Savings Bonus

See advertiser website for full details

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code BCS922 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 30 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/15/2022, 11:59 PM ET. Offer may be modified or withdrawn without notice.

Chase Business Checking Bonus

Citi® Offers

Huntington Platinum Perks CheckingSM Bonus

Huntington Bank Unlimited Plus Business Bonus

Huntington Bank Unlimited Business Bonus

Huntington Bank Business Checking 100 Bonus

Aspiration Spend & Save Offer

Customer must complete the following activities:

• Open and fund an Aspiration Spend & Save Account or Aspiration Plus Account with a deposit of $10 or more, and
• Uust use their Aspiration debit card to make at least $250 worth of cumulative transactions within 60 days of account opening

Discover Checking & Savings

Associated Bank Bonuses

• 
  Availability: IL, MN, WI (Bank Locator)
• Credit inquiry: Soft Pull

BMO Harris Bonuses

• Availability: AZ, FL, IL, IN, KS, MN, MO, WA, WI  (Bank Locator)
• Credit inquiry: Soft Pull

First Horizon Bank Bonuses

• 
  Availability: AL, AR, GA, KY, NC, MS, TN, VA (Bank Locator)
• Credit inquiry: Soft Pull

SunTrust Bank Bonuses

• 
  Availability: AL, AR, DC, FL, GA, MD, MS, NC, SC, TN, VA, WV (Bank Locator)
• Credit inquiry: Soft Pull

Santander Bank Bonuses

• 
  Availability: CT, DE, MA, NH, NJ, NY, RI, PA (Bank Locator)
• Credit inquiry: Soft Pull

Bottom Line

The bonuses listed above are what we considered as best bank promotions without direct deposit. If you know of any other great banks that do not require direct deposit, feel free to share it with our readers by commenting below and we will add it onto our list.

We strive to provide you the latest information on all bank deals and be sure to check our complete list of bank offers here across the nation for all your banking needs!

Stay updated and bookmark this page for the best bank bonuses with no direct deposit requirements!