Show
| Updated on: Oct 24, 2022 EXPERT REVIEWED by Laura Longero Our mission is to help you make educated insurance decisions with confidence. We have an advertising relationship with some of the offers included on this page. However, this doesn’t influence our editorial judgment or recommendations. The rankings and listings of our reviews, tools and all other content are based on objective analysis, and we fully own our opinions. In Pennsylvania, you don’t need a driver’s license to buy or register a car. And while getting car insurance in Pennsylvania without a license can be difficult, it’s not impossible. Keep reading for everything you need to know about buying and registering a car in Pennsylvania without a license. Key Highlights
Technically yes, but you will not be able to test drive the car or drive it off the lot. No law in Pennsylvania says you must have a valid driver’s license to buy a car, but you will need a government-issued ID to complete the transaction and title or register the car. There are several reasons a person may need to purchase a vehicle without a license. Here are a few:
Can you register a car without a license in PA?You don’t have to have a driver’s license, but you need a form of Pennsylvania-approved identification. According to the Pennsylvania Department of Transportation, individuals must have a valid form of Pennsylvania ID to apply for a vehicle title and registration. You must provide one of the following credentials for identification purposes:
So, while you do not need a Pennsylvania driver’s license, you will need a valid form of ID from the list above to title and register a car in Pennsylvania. Can you register a car in PA with an out-of-state license?You cannot register a car in PA with an out-of-state license. According to the Pennsylvania DOT site, you need valid Pennsylvania identification to register a car in PA. Can you register a car with a suspended license in Pennsylvania?Yes, but you will need a valid Pennsylvania identification document from the list above. Remember, just because you can register a car doesn’t mean you can drive it. If you get caught on the road with a suspended license, you will face a major driving offense on your record, sky-high insurance premiums, possible jail time and a longer license suspension. How do I register a car in PA?Here are the registration requirements in PA:
In order to title and register your vehicle, you will need to bring the following items with you to the authorized agent:
What are the minimum insurance requirements in Pennsylvania?Every state has minimum car insurance requirements to be legal out on the road. When registering a car, you must show proof of Pennsylvania auto insurance. This means all motor vehicles out on the road in Pennsylvania must have liability insurance, this includes cars, vans, motorcycles, recreational vehicles, trucks, and buses. You are in compliance with the PA law if you have liability insurance in the following amounts:
This insurance is referred to as 15/30/5 and is woefully inadequate if you are in a serious accident. This means that you will be on the hook for any accident costs that go beyond your coverage levels. You may want to put higher limits in place to better protect yourself and your assets. If you have a loan on your vehicle, your lien holder will normally require you to have collision coverage and comprehensive insurance on the vehicle as well. You might also be interested in Resources & MethodologySources:PennDOT Driver & Vehicle Services. “Driver and Vehicle Services.” Accessed October 2022. What documents does Carvana ask for?What documentation is required to sell my car to Carvana? You'll be asked to provide pictures of the current odometer reading from your dashboard and driver's licenses for the individuals listed on the title or registration.
Does Carvana verify income?Carvana also performs an employment verification to confirm that you're an active employee at the company indicated. You may be asked to submit proof of income and proof of employment documents during the purchase process. Please submit the full documents with all information clearly visible.
What is the minimum income for Carvana?Carvana does require that borrowers have an annual gross income of at least $4,000 and no active bankruptcies. Carvana shoppers can pre-qualify with a soft credit inquiry, which does not affect credit scores.
Why does Carvana need my Social Security number?If you're financing through Carvana, this is when you'll finalize your credit application. You will be asked to enter your social security number, and your application will be sent to Carvana's underwriting team. This is when the hard pull on your credit will take place.
|