Can you open a debit card online

Debit cards allow consumers to make safe and convenient transactions with funds from their checking account. Debit cards are often provided when you open an account at a bank, credit union, or financial institution, but there might be some cases in which you have to request one yourself. You may also follow some of the same options if you need to request a replacement for a damaged or lost debit card. Before committing to opening a bank account and getting a debit card, be sure to consider the monthly service fees that may apply to your checking account.

Before you can use a debit card, you may have to set a PIN (Personalized Identification Number) and activate the card by calling the bank’s customer service number, using an ATM, or by confirming receipt through your bank account’s website or mobile app.

How to get a new debit card

Once you are approved for a checking account the debit card is often provided to you. If one is not automatically provided, you may be able to get a debit card through the following steps:

  • Call customer service. You can usually call your bank’s customer service line to request a debit card or to confirm if one has been mailed to your correct address.
  • Request a card online. You may be able to request a debit card through your bank account’s website or mobile app.

Before you can use your new debit card, you’ll need to activate it by calling the number on the back of the card. If this feature is available to you, you may be able to confirm receipt of your debit card and activate it through your bank account’s mobile app.

What do you need to get a debit card?

Once your checking account is opened you can get a debit card. There are a few documents you will need to open a checking account whether it is online or in person. Banks and other financial institutions may have different requirements. If you are a U.S. citizen or non-U.S. citizen residing in the U.S., here’s a list of a few documents you may need to open your account. However, check with your financial institution to determine what documents you will need. This could be a valid:

The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you.

SHARE:

  • Share this article on Facebook Facebook
  • Share this article on Twitter Twitter
  • Share this article on LinkedIn Linkedin
  • Share this article via email Email

On This Page

  • Step one: Open a checking account
  • Step two: Request your debit card
  • Step three: Activate your card — and start using it
  • Things to watch out for when you have a debit card
  • What to do if your debit card is lost or stolen
  • Alternatives to a bank account debit card

On This Page Jump to Menu List

On This Page

  • Step one: Open a checking account
  • Step two: Request your debit card
  • Step three: Activate your card — and start using it
  • Things to watch out for when you have a debit card
  • What to do if your debit card is lost or stolen
  • Alternatives to a bank account debit card

Prev Next

Can you open a debit card online

Eva-Katalin/Getty Images

4 minute read Published August 15, 2022

Written by

Karen Bennett

Written by Karen BennettArrow RightConsumer banking reporter

Karen Bennett is a consumer banking reporter at Bankrate. She uses her finance writing background to help readers learn more about savings and checking accounts, CDs, and other financial matters.

Karen Bennett

Edited by

Brian Beers

Edited by Brian BeersArrow RightManaging editor

Brian Beers is the managing editor for the Wealth team at Bankrate. He oversees editorial coverage of banking, investing, the economy and all things money.

Can I get a debit card without going to the bank?

You can buy them at a variety of stores, including popular retail stores such as Target and Walmart, drugstores and pharmacies. You can also buy prepaid debit cards online; if you go this route, you may be issued a virtual card or receive a physical card in the mail in several days or longer.

How can I open my own debit card?

How to get a debit card step-by-step.
Step 1: Open an account. You can open a checking or savings account either online or in person at a bank branch or credit union branch. ... .
Step 2: Request a debit card. ... .
Step 3: Activate your debit card..

Which bank gives instant debit card online?

India Post Payments Bank (IPPB) presents RuPay Virtual Debit Card to promote Government of India's digital payments mission and encouraging customers / merchants to shift towards digital payments mode.

Can I get debit card immediately?

As part of the account opening process, you'll be able to request a debit card connected with the account. In some cases, you'll have to wait about seven to 10 business days before your card arrives in the mail. Many banks, however, offer same-day access to a debit card that you can use immediately.