The Southwest Airlines Rapid Rewards Premier Card is not one of our top-rated airline credit cards. You can review our list of the best airline credit cards for what we think are better options. Show
Full Review of Southwest Airlines Rapid Rewards Premier Credit CardPros
Cons
Pros Explained
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Like most airline cards, the Southwest Airlines Rapid Rewards Visa is purpose-built to serve dedicated customers of its branded airline. Delivering 50,000 points, the card’s introductory bonus alone more than justifies its $99 fee for the first year. After that, the annual 6,000-point anniversary bonus helps the Southwest Airlines Rapid Rewards Visa make financial sense even to those who fly Southwest only a few times a year. Cardholders can earn further points by using the card on those trips to pay for hotel stays and rental cars with Southwest partners. Southwest Airlines Rapid Rewards Premier Credit Card BonusEarn 50,000 bonus points after spending $1,000 on purchases in the first 3 months. As is customary with many cards, to qualify for the bonus, you can't currently own a Southwest Rapid Rewards credit card or have received a new cardmember bonus for one in the past 24 months. But you also can't have received a new cardmember bonus from Chase, the card's issuer, within the previous 24 months, except bonuses for business credit cards. All About Rewards Credit CardsRewards Earning DetailsYou can earn two tiers of rewards with the Southwest Airlines Rapid Rewards Visa. First, you can earn 3 points for each dollar spent on Southwest purchases. Earn 2 points for each dollar spent on Rapid Rewards hotel and car rental partners. Earn 2 points for each dollar spent on local transit and commuting, including rideshare. Earn 2 points for each dollar spent on internet, cable, phone services, and select streaming. Earn 1 point for each dollar spent on all other purchases Interestingly, this card also offers 1 point per $1 on balance transfers made within the first 90 days, up to $15,000. That's a feature you don't often see with other rewards cards, although many of those extend a period of 0% APR on such transfers, which this card doesn't do. There are no limits on the number of points you can earn. Each year, members can earn 6,000 anniversary bonus points. You can also earn 20,000 points for each person you refer to either of the Southwest Rapid Rewards credit cards, this one or the Southwest Rapid Rewards Priority card, with its $149 annual fee. The bonus is good for up to five referrals per year or 100,000 points. Rewards Redemption DetailsThe most obvious way to redeem points earned with this card is for flights aboard Southwest. The number of points needed to redeem depends on the fare. There are no blackout dates for using rewards. Besides Southwest airfare, you can also redeem rewards for:
Again, the number of points you need to redeem and their associated value depends on the redemption option. Transferring PointsWhile you can redeem rewards earned with this card for flights on Southwest's international partners, you can't directly transfer points to Southwest's other travel partner's loyalty programs—which many other major airlines' loyalty programs allow. That may be a drawback if you're looking for a rewards card that offers more flexibility in how you can book with travel points. How to Maximize Your RewardsThere are multiple ways to maximize your rewards with the Southwest Rapid Rewards Premier Visa credit card. Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months. One way to achieve that is by flying with Southwest and staying loyal to the airline's partners when you make other travel arrangements. You can earn Southwest points if you book with rental-car partners, including Avis, Budget, Hertz, and National, or with hotel partners, including Marriott, Radisson, and Best Western. If you don't spend $5,000 or so a month with Southwest and its partners, as needed to qualify for the 50,000 points, you could make up the difference by charging everyday expenses, such as groceries, online shopping, or gas. But you should compare the value of earning the additional bonus points to the benefit you might get by charging those expenses to another card that offers more than 1.5% in value per dollar spent, which is close to the effective rate earned with the 1 point per dollar spent earned with this card. You should sign up for email updates that make you aware of special promotions that can boost the points you earn, or the price you pay, on flights or goods and services from Southwest partners. You can also earn more rewards by referring people to the card. If they open a new account, that's an easy 20,000 bonus points you can earn with little effort. Remember, this bonus maxes out at 100,000 points per year. Southwest Airlines Rapid Rewards Visa Credit Card's Outstanding Benefits
Standard Perks
Cardholder ExperienceThis card is issued by Chase, which earned a score of 813 in J.D. Power's 2022 U.S. Credit Card Satisfaction Study. This rating was two points below the average and earned Chase fourth place out of 11 national card issuers. You can manage your card online or through the Chase app to track purchases, set up alerts, or review your points earned. If you have questions or need help with your account, customer service is available by phone at 1-800-432-3117. Security FeaturesThis card is EMV-chip-enabled for security, and Chase routinely monitors accounts to detect suspicious or fraudulent activity. You can also set up security alerts in your account to notify you of new transactions. If your card is lost or stolen, you can log into your Chase account online and use the lock/unlock feature to secure it against unauthorized purchases. Our VerdictThe Southwest Rapid Rewards Premier Visa is a no-frills airline card that offers decent 3 points for each dollar spent on Southwest purchases from the airline and its partners, but little else except the absence of a foreign-transaction fee for international travel. It offers none of the travel perks of some other airline cards and only 1 point for each dollar spent on all other purchases. This card is worthwhile, then, only for those who travel frequently on Southwest and who want to use its sizable initial bonus points to buy flights. Otherwise, the Southwest Rapid Rewards Premier Visa is a questionable choice for those who fly several airlines and don't want to commit to paying an annual fee for a card that earns only Southwest points. Such consumers may be better off with a general travel credit card whose rewards are more versatile. The Chase Sapphire Preferred card, for instance, offers 2 points on travel, but you're not limited to flying Southwest to earn those points. Investopedia Credit Card Rating Methodology Investopedia is committed to delivering the best credit card recommendations in the industry. We’ll tell you when a card is good, we’ll tell you when a card is bad, and we’ll only call a card the best if we would recommend it to our friends or family members. Overall Star Rating Explained To rate credit cards we objectively assess, score and weight nearly 100 individual card features which roll up into five major feature sets: fees, interest, rewards, benefits and security/customer service. Here’s how we weighted those feature sets for the overall star rating of a card: We have applied our proprietary rating methodology to every generally-accepted credit card in the U.S. domestic market to allow consumers to make fully informed choices. It’s important to note that for our overall score that we make a number of assumptions about how you would be using your credit card:
Does Chase southwest card have foreign transaction fee?What Fees Are Associated With the Southwest Rapid Rewards Premier Credit Card? Annual fee: There is a $99 annual fee. Foreign transaction fee: There is no foreign transaction fee. Balance transfer fee: This card charges $5 or 5% of each balance transfer, whichever is greater.
Does Southwest credit card have foreign?More specifically, the Southwest Rapid Rewards® Plus Credit Card card's foreign transaction fee is 3% of each transaction in U.S. dollars. The other Southwest credit cards have no foreign fees.
Does Chase Southwest credit card reimburse for Global Entry?Cardholders get a 9,000-point anniversary bonus, a reimbursement for Global Entry or TSA PreCheck® application fees, four upgraded boardings each year and up to 365 in-flight Wi-Fi credits.
How do I avoid foreign transaction fees?The easiest way to avoid a foreign transaction fee is to use a debit or credit card that waives foreign transaction fees while traveling abroad. Luckily, there are plenty of credit and debit card options that offer this perk for those crossing borders.
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